Chapter 1023: High morale (1/2)

“Loan?” Xia Ruofei couldn’t help but sigh.

To be honest, Xia Ruofei can own a large company with more than one billion assets. It is entirely accidental. At that time, he just got the space of the spiritual map, thinking that he only made more money to improve his life. He did not expect the company to grow bigger.

In fact, Xia Ruofei is not a qualified company manager. His philosophy is different from that of ordinary businessmen. He even has a simple and debt-free idea.

In addition, Taoyuan's core competitiveness is actually from the spiritual map space, the cost of operation is very low, and the previous period has not been to the extent that it needs to use loans to develop.

Therefore, Xia Ruofei did not take the initiative to seek loan funds.

Feng Wei couldn't help but feel a little funny, but at the high-level meeting, she must maintain the authority of Xia Ruofei. Therefore, Feng Wei thought about it: ”The chairman, the most important thing for enterprise development is the money. If you have money, minute minutes. It is possible to expand and turn the bank's money into the company's total assets. Although the debt ratio has gone up, the company has expanded in size.”

In fact, most of the enterprises operate in this way. Otherwise, they must all be like Xia Ruofei. By relying on the money they earn to expand production and expand the scale, can the enterprise monkey year develop?

Dong Wei also said: ”The chairman, many companies have debt ratios of more than 50%, 70% or 80%. As long as the capital chain remains healthy, banks are willing to lend us money. ”

Xia Ruofei nodded thoughtfully and asked: ”Is there any difficulty in applying for a loan?”

”With our zero debt and so many high-quality assets, the loan review should not have any problems.” Feng Wei said, ”In fact, ICBC's Zhou Xingchang also told me half-jokingly, saying that if every company is like We are like this, the bank is going to close!”

Pang Hao also said with a smile: ”Mr. Zhou also asked me actively and asked if we need a loan!”

The salary of the employees of Taoyuan Company was issued by ICBC, and the company account was also opened at ICBC, so the relationship between ICBC and the company has been maintained quite well.

Xia Ruofei scratched his head and smiled and said: ”Is there still a bank to send money this year?”

”Who is the score?” Pang Hao said, ”As long as the brain is not bad, you can see the development prospects of Taoyuan. Bank loans will definitely not be lost to us. Moreover, we still have many high-quality assets to be mortgaged. ”

Xia Ruofei finally stopped being biased against the loan. He thought about it: ”If we apply for a loan from ICBC, how much can you judge?”

Pang Hao said: ”The 5 billion is definitely no problem! Try to coordinate, there are almost no problems with 670 million and 780 million!”

”So much!” Xia Ruofei could not help but be shocked.

Xue Jinshan said a little smugly: ”The chairman, the Taoyuan pharmaceutical factory is going to mortgage, the loan of 500 million is absolutely no problem, the project of jade muscle cream is simply the hen of the golden egg!”

Xia Ruofei looked at Xue Jinshan and said, ”I said how old Xue is so loud! Zhang mouth is a project of more than one billion, like a nouveau riche!”

Everyone listened and couldn't help but laughed. Their moods were naturally quite good, because they had already seen it, and Xia Ruofei should be said to be moving.

Sure enough, Xia Ruofei said a little bit of indulgence, he said: ”For the expansion of the branch, you can conduct a preliminary investigation. I need to see the detailed plan and budget, including the one-time investment required in the previous period, the follow-up funding needs and payment. Time nodes and so on! After all, it is a project involving so much money!”

Xia Ruofei also did not want to have problems in the company's capital chain because the strategy was too radical. Even if the company went bankrupt, he could be as good as he could, but the company was built by him after all, and now hundreds of people under the hand are pointing at the company. It!

Xia Ruofei’s request is very reasonable. Xue Jinshan said with excitement: “No problem! The chairman, I will implement it as soon as possible!”

Xia Ruofei nodded and said: ”Well! If the plan is feasible, I will talk about it in person at the government side, try to circle as much as possible!”

”Thank you, the chairman!” Xue Jinshan heard it as if he had eaten a reassurance.

Xia Ruofei looked around at everyone and said, ”You won't ask for more money? Good guy! One will drive down, I will become a banker with hundreds of millions of dollars...”

”Ha ha ha...” Everyone laughed at the same time.

In fact, Xia Ruofei is just a ridicule. If the expansion plan of the pharmaceutical factory is implemented, the company's total assets will double, and the annual revenue will increase substantially. Will it care about hundreds of millions of foreign debts?

It’s a good thing to use the bank’s money to develop a business and use the bank’s money to make money for yourself. It’s just a matter of paying a little bit of interest.

Other companies are eager to make more loans as possible!

After Feng Xiao smiled, some embarrassedly said: ”Chairman, the director of the farm, I have mentioned it several times, and I hope to expand the scale of planting...”

Cao Tieshu is not a high-level company, but the director of Taoyuan Vegetable, so he did not attend the meeting, but he has been looking for Feng Xiao several times, all of which are about the farm capacity.

Xia Ruofei said helplessly: ”It is not impossible to expand the scale of the farm, but it must be linked to the existing ones. This may involve coordination with different towns and villages. You should take the plan first, and if possible, contact first! ”

Then Xia Ruofei reminded: ”There are so many projects at once, too much money is used, we must pay attention to the health of the capital chain. Pang Hao has to plan for every expenditure, don't worry about it!” ”

”Understand!” Pang Hao said. ”Chairman, as long as the bank's loan is smooth, our capital chain will not be a problem!”

Xia Ruofei nodded and asked: ”There is no other place to spend money?”

Everyone smiled and shook his head.

Xia Ruofei went out for more than a month, and many of his plans and ideas could only wait for him to come back, so he became a brain and asked for money at the meeting.

Xia Ruofei put the book together and said: ”There is no meeting! I am going to see the headquarters building! If Director Feng and Director Dong are free, let me go with you!”

”Okay!” Feng Wei and Dong Wei agreed at the same time.

The top executives of the company rushed out of the big conference room, everyone was gearing up, morale is very high.

If all the issues at today's meeting can be implemented, there is no doubt that Taoyuan will have a great opportunity to take off.

As the company's top management, their status is naturally rising.

Xia Ruofei went back to the office and put aside something, then went downstairs together.

On the other side of the security, a veteran named Xie Bing was driving a Mercedes-Benz to wait downstairs. Xia Ruofei and Feng Wei naturally sat in the back seat, while Dong Wei was sitting in the co-pilot position.

After getting on the bus, Xia Ruofei thought about it and said: ”Dong Dong, go back and buy a few cars, and match the leaders of the company's directors and above. Isn't it going to buy a bus right away? Plan to do it together!”

Dong Wei did not speak, Feng Wei said: ”The chairman, the company's current demand for car is not particularly urgent, we also ...”