Chapter 1255 (1/2)

On the field, the crowd whispered.

Mobile payment?

Cash Free era?

Intelligent province?

Once upon a time, Jiangbei can also be crowned with such a name?

Although Jiangbei is not the last batch of more than 30 provinces in China, it also ranks in the middle and lower reaches.

Now, Li Dong is actually ready to put Jiangbei in the name of an intelligent province. Is this a simple mobile phone software can do?

People have doubts. Many people don't even know what mobile payment is.

It's not a joke, it's true.

Although all of us are business leaders, some of the old generation entrepreneurs do not pay attention to this at all, and even think it is nonsense.

Capital transaction, from the mobile phone to solve?

So, what do you need to do with banks and cash?

If we really want to achieve what Li Dong said, is it not to say that the central bank can close down, or if the central bank does not close, the banknote printing factory will have to close down.

A mobile phone software, can really do this?

Seeing that everyone was whispering, Li Dong said with a smile: ”now you think what I said is empty of words, and I'm not too confident, or I don't know the process and function of mobile payment.

It doesn't matter. Just recently oppo sent me a batch of new machines for trial use.

Well, I'll organize you to have a look in the distance and let you have a personal experience.

At that time, you can clearly feel that mobile payment is much simpler and more convenient than it is now.

No more change, no more worry about the money in your wallet being stolen, no more thinking about putting too much cash in your bag.

You don't even have to think about the slow checkout, the impatient paying customers, who are queuing up to give up the deal.

This is still the initial function. In the later stage, we will gradually improve the whole system.

Do one day, you do not even need to bring ID card, you can prove that you are your situation.

We will cooperate with the government and the bank, and we will cooperate with each other!

At that time, everyone loans to do business, loans to buy houses, loans in urgent need

These do not have to go through the cumbersome audit procedures, as long as you have the credit system of remote ten thousand card, and the credit reaches the standard, we will undertake all responsibilities for you from afar!

The bank does not give you approval, I give you approval!

Or, we take the initiative to become your guarantor, especially enterprise users, with large transaction volume and good credit, all problems will not be problems!

The bank lends one month, three months

We can pay you in advance, one day, even an hour, which is not a problem at all

The words in the front are OK, but the words in the back are startling.

Loan business!

Li Dong's payment business has already occupied part of the bank's business. Now, if the loan business is seized, what is the significance of bank deposit?

If you add the savings business, then the distance is almost a new bank!

Moreover, it is simpler, more intelligent and more humanized than modern banks.

Li Dong, can you really do this?

The establishment of a credit system is actually the rudiment of a bank. Nowadays, even banks are not perfect enough to establish this system.

After all, not everyone has a lot of business with the bank, a lot of transactions.

The bank should examine all kinds of materials and various risks.

But wan cartoon is different. According to Li Dong, if you go out and take a bus, you can use it. If you eat a stick, you can use it.

Your life track, your consumption habits, and your personal capital problems can almost be fed back to the remote group through ten thousand cards.

In this way, the establishment of your credit system is very simple and comprehensive, more comprehensive than the bank's audit.

Of course, all this needs the support of big data.

Without big data, this kind of complicated data analysis, this kind of frequent capital transaction, will appear not so safe.

But at the moment, Li Dong doesn't need to talk about big data.

Few of the people present were engaged in the Internet, and they did not understand.

What Li Dong needs them to know, just tell them in the simplest language.

As for whether it can be done and how to do it, it is Li Dong's business. Consumers only care about consumers' affairs. This is Li Dong's idea.

Big data, cloud computing, these terms are still very big at present. We don't have a clear concept when we say that we have removed the installation force.

It is better not to say so.

After Li Dong's voice dropped, some people couldn't help saying, ”Mr. Li, the remote mobile payment business, can really do all this?”

Li Dong said solemnly, ”absolutely.”

”Well...”

The questioner hesitated and said after a while, ”where's the bank?”Li Dong confidently said: ”there is no problem, this is the general trend, the bank will only follow me to change, not to change me!”

A knowledgeable person asked, ”Mr. Li, I have used your mobile payment with ten thousand cartoon cards. I think it is too complicated.

How different is the new system you are talking about? ”

Li Dong said with a smile: ”it used to take you one minute, three minutes to complete a transaction.

Wait for our new means of payment, new functions online.

All you need to do is turn on the phone, click on the software, scan the code, input the amount, everything OK!

If the hand speed is fast, it will be finished in three or five seconds. If the hand speed is slow, it should be enough in ten or twenty seconds.

All of us are enterprises. Have you ever worried that the employees of our company will get rich in their own pockets, especially in some retail businesses. Every time a transaction is checked, it is a big problem?

But once the use of mobile payment services, online capital transactions, all the worry can be avoided.

If you pay all by mobile phone and stop cash transaction, the money will be automatically transferred to your business account without passing through any third party.

Of course, there are still difficulties at present. After all, the older generation of consumers are more used to using cash, which I can't change.

But with the progress of the times, the new generation will grow, which will surely be realized in the future.

Moreover, such efficiency will save you a lot of labor costs and increase your business share. I am confident about this.

For the same two stores, the internal and external conditions are completely the same.

One has used our mobile payment service, and the other has not. I can tell you clearly that your business volume should be at least 10%!

Originally, your daily turnover may be only 10000, with 10000 cartoon, 10000 is not impossible.

After all, cash is a pain in the hand, but it can be spent on a mobile phone... ”

After a pause, Li Dong said with a smile: ”we will think that it is not just a number. What a big deal this is.

It's troublesome to go to the bank to withdraw money. In order to save trouble and save money, if you originally bought 500 things, you might only buy 300.

But with ten thousand cartoon, originally bought 500 things, may buy 1000.

This gap, you will soon realize.

If someone doesn't believe it, they can do a long-term investigation with us. The final result may be beyond your expectation.

Nowadays, the reason why online shopping market is getting bigger and bigger is actually related to this point.

Cashless transactions will make consumers more open-minded.

Of course, don't spread this word to the outside world, lest outsiders say that I, Li Dong, have entrapped the labouring masses. ”

All of them could not help laughing, and the balance in their hearts gradually tilted.

Then there was humanity: ”Mr. Li, is this kind of promotion troublesome?”

Li Dong said with a smile: ”there is no difficulty and trouble at all. I said scan code, you may not understand it very well.

It doesn't matter. You'll see later.

Just post a few pictures to your shopping mall. In addition, I will open some enterprise accounts for you and give you some code scanning equipment for free. Anything can be completed in one day.

Finally, if you don't trust the funds, you can withdraw money from your account at any time.

Attention, at any time, as long as the bank is open, you will withdraw money. If you are short of a eldest son, you can come to me, Li Dong!

Today, in front of so many people, if I, Li Dong, dare not recognize this account, you will directly lead people to smash the distance!

Of course, verbally, we will have electronic protocols.

You can pay attention to see, as long as it is our problem, full compensation, no need to pay any other fees!