Chapter 1238 (2/2)

A few days ago, we agreed with the major banks to support the fast payment of ten thousand cards, which is the core of our business.

As for you, I know you will copy it... ”

”Cough!”

One side of the small horse brother cough a, motionless way: ”two dimensional code payment, not your patent.”

Li Dong raised his eyebrow and said, ”don't say that. Of course, QR code is not our patent, but there are a lot of patents on the use of QR code.

Our group has carried out many R & D improvements and has obtained more than 10 patents in the field of QR code technology.

Including the synthesis of two-dimensional code, the use of the field of payment, are our first.

The core Chinese letter code is free for public use, but once our patent right is involved, don't blame me for sending you to court. ”

Er Ma's face is black. It's not the first time that this guy sent them to court!

Ma Yun black face way: ”don't worry, we research and develop by ourselves, don't need your, you less nonsense, continue to say!”

”I hope so. Otherwise, I will watch you and kill fat sheep.”

Li Dong smiles triumphantly, and then goes on: ”the specific way, in fact, is not simple. It's just a fool's operation.

I'm going to add a code scanning function to our cartoon.

Businesses or trading partners can use our synthesizer to synthesize their own QR code, which can be displayed on mobile phones or printed directly.

As long as you scan the code, the payment page will appear, and you can fill in the payment amount yourself.

In this way, it will save the complexity before, no longer need to enter the card number, no longer need to wait for the bank's SMS notice, and even go to the bank to check accounts.

And our balance account serves this purpose.

After scanning the code, the funds do not enter the bank card, but the balance account, which is a one-stop service.

In this way, mobile payment is extremely simple. ”

Li Dong said roughly, in fact, at this time, there is no need to hide.

As soon as the policy of home appliances going to the countryside came out, they began to officially promote the program, and it didn't take a few days.

At that time, you will know what you should know, and it's no use hiding it.

But a few days, not enough to let them follow suit, really want to follow suit, at least until next year.Moreover, it is not only this, but also the problem of mobile phone manufacturers. If the terminal is not supported, it is useless if you develop it.

Only far away has cooperated with oppo to customize this intelligent machine in advance.

Other mobile phone manufacturers are also developing smart phones, but the speed is not so fast, they are still waiting.

Even though Huawei has been researching and developing for a long time, it has not launched a practical machine, probably in debugging.

Ma Yun, they want to find a manufacturer to cooperate with. At present, they can only find oppo.

The key is that Li Dong, as a major shareholder, can not agree to this.

First of all, we should seize the market. Then, if we want to make them, we will not be recognized by others.

Obviously, I don't have to expect it.

Two people are still immersed in Li Dong said the fool type operation above!

At present, mobile payment is really too troublesome, and Tencent is still carrying POS machine for door-to-door service.

Before the remote mobile payment, although it has simplified some.

But because of the problem of the card number and the balance account, there are many drawbacks, which still make people feel complicated.

However, once Li Dong said that once you scan your mobile phone and simply input the amount of money, the transaction will be successful, which will subvert the current field of mobile payment!

The two looked at each other and were shocked.

After a while, Ma Yun said in a deep voice, ”is it safe?”

Li Dong said with a smile: ”there may be some problems in the early stage, but with the maturity of technology, security is still guaranteed.

Besides, this time, I'm paying for it.

If there is a security problem, we will make full compensation as long as it belongs to the responsibility from afar.

Therefore, after the application period, I think it is not a big problem to promote it. In addition, customers will be relieved. ”

Ma Yun has some toothache. In the first place, Alipay is really dangerous.

But now, he has no good way to solve this problem.

If you had known this, you might as well not ask.

With a sigh in his heart, Ma Yun said again, ”in this way, your trading volume will certainly rise by a large margin. What about the reserve fund?”

Li Dong said faintly: ”wait a minute, I will not move, the third party supervises, the interest first puts that.

Or, I will return it to the customer in the name of withdrawal service charge. This is under discussion and should be approved.

Interest, as a service charge, earned or the bank, through the possibility of great.

I'm still talking about it with the bank

Li Dong said in a low voice, ”it's appropriate to change the bank.”

Ma Yun was surprised. The other two also raised eyebrows. After a while, Ma Yun said, ”I support you on this point. Ali will follow up and help you bear the pressure.”

Li Dong said with a smile, ”thank you, but next time you rob business, don't say it's so great. I'm not used to it.”

Ma Yun continued not to take over, and then said: ”and your online and offline price problem, how to balance this?

What do you plan for the future?

Will the price be reduced or increased, or will it continue to be compromised? ”

Speaking of this, Li Dong also had some headache. After a long time, he said, ”I'm still looking for the most suitable scheme. To be honest, I can't do the best at present.

In fact, if I don't join the third party, I don't have to have a headache. I'm sure I will reduce the price and make a little less.

But if I join a third party, I'm in a dilemma.

Of course, this is to establish online channel business. In general, once the online business is good, it will even exceed the performance of their physical stores.

What nonsense is there? Of course, it is to adopt my standard. The key is still in the early stage. Maybe I will give some subsidies, and use the online commission to subsidize the offline losses. ”

Ma Yun gave a thumbs up and exclaimed, ”it's similar to what I thought, but you dare to choose. I'm afraid the investment in the early stage will not be too low. It's not uncommon to see billions of dollars.”

Li Dong said with a smile: ”the wool comes from the sheep. You can earn less. But when my channel is opened, you have no way to go.”

Ma Yun shakes his head and doesn't care what he says.

Taobao's positioning is different from that of Li Dong.

Cheap goods, will never be eliminated, this is also the main reason why fake goods continue.

Now, in fact, he is still in a dilemma, so he is seeking transformation.

However, the success is also Xiao He, and the failure is also Xiao He. In the early stage, the third party was the main way to dig out the treasure, and the low price was the main way.

At this time, he can not cut across C2C business, he will not cut.

He asked Li Dong that, in fact, he was preparing for tmall mall. C2C continued to do its own business, which was not a conflict.

However, at the moment, Ma Yun is not so confident.

The big network in the distance has been opened. Both the payment business and o2o business are in full swing. At this time, did you win Li Dong?Ali, however, has not started yet, and has no foundation at all. It is difficult to rob business!

Will there be a turning point in the coming mobile phone field?

Thinking of these, Ma Yun was a little distracted.

Not only was he distracted, but also Shen Guojun and Ma Huateng.

Li Dong is always quick, but his strength is strong. He will do it when he thinks of it and make it bigger.

Under such circumstances, it is difficult for everyone to catch up.

Different from some small enterprises, even if they make something, if they don't have the strength to promote, large enterprises can still snatch food.

It is not too difficult to snatch food in the mouth from afar.

Seeing that they were distracted, Li Dong laughed and raised his eyebrows: ”don't despair. In fact, I did it on the shoulders of you giants. What you lost was not me, but you yourself.”

What he said, some people thought he was deliberately provocative. How could they take it seriously!

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