Chapter 1201 (2/2)

In fact, household appliances and department stores are one, and there is no cross-border theory.

Compared with the layman, once Sulin set foot in the department store industry, there are still many advantages, which have to be prevented.

Don't go far away here and work hard to suppress other people, but Sulin took the opportunity to rise, which is not a cheap opponent.

This is the worst thing to do.

It's better to set up an opponent for Sulin in the home appliance industry. Although Guomei is weak now, its foundation is here. As long as Guomei doesn't collapse, it is still Sulin's biggest and most dangerous opponent in the field of home appliances.

At that time, Sulin had no time to make trouble in the distance.

The two men discussed for a while. As soon as Chen Lang left, Li Dong summoned Cao Jinsheng, the president of the distant technology and finance business group.

As soon as Cao Jinsheng arrived, Li Dong asked, ”it has been more than a month since the mobile version of ten thousand cartoon has been online. What's the opinion of the research group?

What's more, what's the status of negotiation with major banks?

The existence of ten thousand cartoon is not to rob them of their business, which they should understand. This is the general trend.

They are not willing to cooperate and will be eliminated sooner or later! ”Cao Jinsheng said: ”the research group has not given a conclusion for the time being, but I have discussed with their team leader several times.

He means that it is not suitable for large-scale promotion for the time being.

In fact, our mode is not a big problem. The appearance of balance account is also for the sake of users' safety.

We all agree with this point.

However, the key point is that there is no clear conclusion on the whole payment system. In fact, the key lies in the regularization of Internet payment.

If the business license of network payment doesn't come down at all, we have problems one day.

No one dares to promise us at this time. ”

Li Dong frowned and said, ”of course I know. I have communicated with Mr. Zhang many times, but I can't be anxious about it!

Now the central bank, the CBRC These systems are all under discussion, and they don't pass the program so quickly.

I don't ask too much. I can wait for the license plate.

But wan cartoon is not recognized here, we can not promote it on a large scale.

Soon, smart phones will be on the market, and our mobile payment has begun to make reform.

If there is no way of large-scale promotion, there is no way to occupy the first-hand market.

Once we are followed by other software, especially Ma Yun, we will lose all our advantages in the early stage, unless we do not promote the new version of cartoon.

The research group has been stationed here for more than a month, and I don't ask them to make any guarantees. But at least we have to prove that we have no problems in operation and supervision. ”

Cao Jinsheng smiles bitterly, which is so simple.

Now the officials are too smart. This kind of thing can be proved to be OK for you now. But what should be done once the above plan is not passed in the future?

Then the guarantee at this time will become the handle in the future.

Even if it's just proof of regulation and operation, not everyone is willing to take the risk.

After thinking about it, Cao Jinsheng did not dare to refuse. He hesitated and said, ”Mr. Li, would you like to talk to the leader of the research group?”

Li Dong's eyes glared. I want everything. What do you want from you!

Cao Jinsheng also knew that he was shirking himself by doing so, but he still resisted the throbbing and explained: ”it's not that I don't want to go, but I think it's better to talk if you go.

Not because of anything else, the head of the research group is the director of the Financial Research Institute of the central bank.

His hometown is Dongping County, and you are a serious fellow.

Perhaps, he and you still have some relatives, it is difficult to say, you go, the difficulty is much easier than my side. ”

Li Dong was stunned for a long time and then said, ”Dongping?”

”Well, from Dongping.”

”Xuanchanglun...”

Li Dong muttered that he didn't care about this. He didn't expect that the other party was his authentic hometown.

The leader of the research group had met with him once, but he did not have an in-depth conversation.

As the director of the Financial Research Institute of the central bank, the other party has a relatively high voice in some matters. At least in some financial related policies, they belong to the nature of think tanks.

After thinking about it for a while, Li Dong said, ”make an appointment for me and invite him to dinner tonight!

In addition, at the beginning of next month, you will accompany me to the capital to pay for the license plate as soon as possible!

If we drag on like this, we can't carry out many things... ”

Cao Jinsheng quickly nodded, and finally thought of the unanswered question. He said, ”the negotiation with the major banks has already achieved some results.

In fact, if we don't, they are improving themselves.

CCB has agreed to support the real-time payment service of ten thousand cards, and it can also help our users to open mobile phone reminder service without online banking, which should be a pilot for the comprehensive development of mobile phone reminder service.

In addition to CCB, there are ICBC, China Merchants Bank, Ping An The banks agreed.

But... ”

”But what?”

Cao Jinsheng sighed: ”several banks have put forward a point that it is OK to open fast payment, but one point is that they want to share our customer data!”

Li Dong's face slightly changed, customer data, for any enterprise, is crucial.

The major banks require the sharing of customer data, not necessarily for the sake of remote, I am afraid the more important is to plunder the customers of other banks. At this time,

will not be used in the future. In the future, Alipay will cooperate with CCB to open the shared data function. When

customers are using Alipay, a series of data have been taken away by CCB.

Ordinary people naturally do not feel much, and there is not too much loss.

However, it is an indisputable fact that some high-end customers are often harassed by SMS and phone calls of CCB.

Prying away big customers is not a special case in the banking industry.

Now, the big banks are asking for remote sharing of customer data, which is obviously the same idea.Li Dong frowned slightly and said for a long time: ”it's too much to ask. Now I'm helping them increase business. It's only good for them, not bad for them.

That's it. It's about asking for it.

These people, really think I can't leave them? ”

Cao Jinsheng smiles bitterly. This is true. Without the cooperation of the bank, it can't work.

Online payment system, mobile payment system, all need the cooperation of the bank, otherwise, to create all kinds of trouble for you, you will not be able to promote.

If you don't get their authorization, you can't even bind your bank card.

Bound, unable to withdraw cash transfer, or empty.

The weak should have the concept of the weak. It's not very useful to speak hard.

Li Dong naturally understood that what he said was cruel.

Let alone now, ten years later, the network payment system is also built on the basis of banks.

Although Ma Yun has said many times that to change the bank, it is only a change, not a replacement.

In spite of the publicity from the outside world, ant finance has taken away the business of the bank and caused a great impact.

However, it is only a shock. Without banks, ant finance still can't play.

Therefore, a lot of times, Ali is also carrying out a series of compromises, which looks beautiful and self-conscious.

Whether Ma Yun changed the bank or the bank infiltrated Internet finance is relative.

Li Dong understood, but there was still some helplessness in his heart. After a while of silence, he said, ”promise them!

Let them bite off by themselves, ignore our best, and let them look good sooner or later! ”

In Cao Jinsheng's opinion, this is not nonsense.

At least the next new payment system, scanning QR code payment, will definitely have a certain impact on the existing financial industry.

Apart from other things, if mobile payment is so simple, swiping card consumption may become a thing of the past.

In the past, the major banks are promoting POS machines, but it is not idle work.

You swipe the card to consume, the consumer does not produce other additional expense, but the merchant actually has to pay the service charge.

This money, it seems, is not much. It is also a huge sum of money, or a kind of pure profit.

If ten thousand cards replace the function of swiping cards, banks will also suffer losses.

Of course, it doesn't matter at present. Even if it is replaced, it doesn't matter.

Because ten thousand card pays at this time, also want service charge.

Li Dong is now talking about the cancellation of the fee, but it can't be done now. At least, he has to wait for the laws and regulations to be issued and the license plate obtained before he is qualified to talk about it.

After a while, Li Dong and others left, and then heaved a heavy breath.

Now, his busiest tasks are retail and cartoon. I really hope that they can be solved as soon as possible. If the problems on both sides are not solved, his retirement plan will become a plan.

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