Part 5 (2/2)

Another way is to log on to a vendor's Web site to pay your bill You would pay by typing in a bank account or credit card number You would have to do this each month and visit a variety of different vendor Web sites, such as the power coe co service

Be sure to sign up for e-mail reminders about when bills are due, a service offered by so and electronic payments just aren't your style, you could continue the old-fashi+oned ith soanized, knohen payh your bills, which you should keep in a predeteres, you could pay each bill as it co early is relatively e

Of course, you'll probably end up using a co methods, but theis to have a reliable, low-hassle system

3 Prioritize in a Crisis

At one tiht in a situation where there's too much month left at the end of the money Job loss, divorce, unexpected auto repairs, or a variety of other untoward financial strikes could derail the best intentions

During these tiet so upset at their et paid and who shouldn't

Here are the most important bills to pay: food, shelter, utilities, and transportation Take care of those, and you can take a deep breath They are your four pillars of security Clothing is a necessity, too, but et by temporarily hat they already have Health insurance is also especially i parents

Notice credit card companies are not on the list But et theirconfrontational phone calls, hoping you will divert to theo to your four pillars of security Keep your cool Yes, you owe money But payments for credit card bills, medical bills, and personal loans can wait Place student loans on hardshi+p deferral

Of course, you'll da all your bills But during a money crisis, you need to take care of necessities first so you live to fight another day

Endnotes

1 On October 3, 2008, Congress temporarily increased FDIC deposit insurance froh Dece, it is uncertain whether the raised liov

Chapter 3

Get FIT (Food, Insurance, Teleco S financially FIT, which stands for food, insurance, and telecoand waste for the average household An American family of four spends about 14,000 a year in these three areas alone

These areas are also great for spending cuts because you can save money painlessly It's not about deprivation It's about spending ss you truly care about They are the best exa s Thatin these areas-food, insurance, and telecoain, every year of your life

In this chapter, I try to hone in on the absolute best strategies to save you thefinancially FIT

Food at Hoory ”food” at ho So, that includes paper goods, such as napkins and toilet tissue It includes razor blades, sha products It includes soht pick up at the supermarket

Food at Home, 1-2-3

1 Maintain a price list

2 Stockpile sale items

3 Match coupons to sales

1 Maintain a Price List

You can't save ood deal The proble trip that it's difficult to reood price for Cheerios breakfast cereal?

Is 1 each a great deal for Duracell AA alkaline batteries?

Is 2 for 6 a bargain on Oscar Mayer Bacon?