Chapter 504 Getting Investments (2/2)

Rockfess fell into deep thought and did not say a word. Han Xiao's suggestion did indeed interest him. Helping Floating Dragon build up their Field Team might be a good plan. While Black Star was a member of Floating Dragon, he did not trust Black Star enough to invest without any worries.

Han Xiao thought that he would have to wait for a long time. However, Rockfess made a decision less than ten seconds later.

”I will not invest.”Find authorized novels in Webnovel，faster updates, better experience，Please click for visiting.

”What a pity.” Han Xiao shook his head. ”You missed out on an investment that could bring you endless benefits.”

At that time, Rockfess added, ”However, I can give you a loan. 4,000,000 Enas and a three-year limit. On account of Floating Dragon, I will give you a simple interest plan. If you return the money within a month, I will not charge you any interest. Paying me back after one year and before two years, I will charge you a ten percent interest. More than two years and before three years, twenty percent interest. Above three years, forty percent interest. These are my conditions.”

Han Xiao's mouth twitched. This interest rate was truly explosive. If he exceeded three years, it was enough to make his pants explode. It was no different from borrowing from loan sharks at that rate. Furthermore, this was on account that he belonged to Floating Dragon. If not, it would have been impossible for Rockfess to lend him any money.

Being rich is truly…

”Alright, I agree.”

Han Xiao nodded. He was not worried about paying back the loan. Version 2.0 would be launched within a year. As long as the players returned, Han Xiao would probably count money to the point that his brain would cramp!

Not to mention returning the loan, even if he wanted to buy the whole Noriosse financial group… cough cough, he still would not be able to afford it.

Rockfess took out his communicator and sent him a contract. With both parties signing their names, the contract became legally binding. In the majority of the civilizations, this contract would be protected by the law. In his previous life, there had been a few guilds that did not wish to repay their debts. This had caused their Favorability to plummet with all these civilizations, and their upper limit of Favorability with those factions was set to 2,999 points. It meant that they would never be able to reach the level of [Respect]. On top of that, their personal Trust level was also reduced, and they would not be able to borrow again. In serious cases, they even ended up as fugitives.

If a guild wanted to take out a loan, it required a great deal of effort to raise the Favorability with a faction. If they did not return the money, it was akin to throwing away all of that Favorability. Any guilds with foresight would never permit such an action, which was akin to shooting themselves in the foot.

Han Xiao did not have the intention to do so either.

Ding.

Han Xiao received a notification of an incoming transfer. Taking a glance, the amount of Enas in his savings increased to 4,581,010.

Rockfess had given him the money without any fuss. For a wealthy merchant who would spend 7,000,000 Enas to buy an accessory, such a small investment was nothing to him.

However, to Han Xiao, this was a large sum of money.

”Let's work well together.”

Standing up, Han Xiao shook Rockfess' hand and left the luxurious property under the lead of the butler. He returned directly to the inn, where Herlous and the others were waiting. After supervising Sylvia's homework for a while, he went back to his room.

I was really able to get an investment. If seems like the influence of a faction is truly greater than I thought. With money on hand, I only need to choose a place, and I will be able to construct a large camp. Er… which planet would be better? It cannot be too far away from Planet Aquamarine but has to be tightly connected to the galaxy…

Du du du…

Just when he was in thought, his communicator rang, and Head Butler Jenny called. Her expression was unfriendly, and she immediately interrogated Han Xiao when he picked up the call.

”Rockfess already informed me that you sought a loan from him. Why didn't you inform me beforehand?”

”Jenny, would you have agreed?”

”Don't call me Jenny, you should call me Head Butler. And, of course, I don't agree.” Jenny's tone was strict. She had never believed in expanding, and setting up a Field Team was an unnecessary expenditure to her in the first place. Ames would never require a powerful army.

”Then why should I tell you?” Han Xiao replied. He understood Jenny's personality. She was an individual who wanted extremely tight control of business and finances. She would never agree to the expansion of the Field Team. While they belonged to the same faction, there were clashes in their ideals and responsibilities.

Of course, the main reason was because Jenny did not trust him enough. After all, he was a mercenary who had joined Floating Dragon midway.

”I command you to return the loan,” Jenny said in a tone that brooked no argument. ”Without my permission, you are not allowed to accept any form of funds!”