Chapter 401 (1/2)

Wei Hao looked at the line a little excitedly.

That's right.

The meaning of the text is that you can loan Asian dollars to buy these industrial equipment. Thinking of this, Wei Hao finally feels that the Bank of Myanmar and Asia has begun to play a really powerful role in providing financing channels.

The Bank of Myanmar Asia has not been established for more than a week.

It's just over half, two days away.

The overall business is only deposit, withdrawal, card swiping, transfer and currency exchange, which are quite simple and crude. None of the other financial services has started, the fixed-term deposits have not been implemented yet, and foreign loans are naturally shadow free.

Now, the economy in the territory is becoming more and more active, and businessmen are increasingly demanding for funds. Even without formal financing channels, a private lending market has been formed. The interest rate is not high. The monthly interest rate is about 1.5%, and the annual interest rate is only 18%, which is quite low. It can be said that it's the cabbage lending price, but it's not that they don't Want to increase interest, but because again high, the security team will come to arrest people.

This is also the reasonable private lending interest rate that Tang Qing wanted to maintain before. He did not open a bank before, so he could only stabilize the private lending. He did not dare to think of one percent of the monthly interest rate. Other people did not have a system, so he did not care how much he earned, so he set the ceiling at one and a half percent.

If it's high, it'll catch people.

When the bank opens the enterprise loan business, it will completely suppress the interest rate of private loan again, and maintain it around 1 and 1.2. As for the personal loan business of the bank, it will take a while for the bank to establish the credit file. Secondly, there are not many large pieces of money in the territory, no commercial houses, no cars, even mobile phones There's no signal yet. No electricity at home.

”Business” is a little small.

It will take at least a month for luxury to appear.

Corporate loans.

Is the main purpose of this investment conference.

In order to complete the loan task of 10 billion Asian dollars.

In fact, all enterprises under the Bank of Myanmar Asia can complete this task. After all, they are heavy industry and high-tech equipment, which are of great value. But now all factories have not been built, so we can't buy them all at once and put them aside. It's up to whom.

The other way is that it doesn't take the loan to go out and deposit in the bank, but this method has been rejected by the system. Any loan that is not urgently needed by the enterprise and is for the purpose of operation will not be included in the effective loan.

So Tang Qing had to find a way from elsewhere.

That is to expand the economic scale of the territory, carry out the layout of the whole industry, and let everyone come to lend money, so that this task can be completed soon. Not only that, but also to create more jobs, which is conducive to completing another task of absorbing deposits.

Loans can be issued either by individuals or by enterprises.

But deposits are not the same. Only residents' savings deposits can be counted in. Because of the large liquidity of enterprise funds, they are not counted.

This is a bit of a hole.

Good statistical method.

Tang Qing has no way out except Tucao, and can only make complaints about the development of the economy, earn more money, raise per capita income and expand the scale of the economy.

He has a sense of playing construction games.

I don't understand how complicated a bank operator is.

”Zero leader, can we borrow to buy these devices?” Wei Hao quickly stood up and asked.

Zero slowly said: ”yes, you can buy these equipment by loan without interest for three years, and then calculate 6% per year based on simple interest. The upper limit is ten years. If you choose the loan, these equipment will become the shares of your registered company. First, the Bank of Myanmar holds the supervision. You must provide financial data every month, and then you can make enough money according to the The loan owed shall be redeemed, and before the loan is repaid, the banking industry shall enjoy share dividends. ”

Six percent of the single interest is a million yuan of equipment. Three years later, it's still 60000 yuan every year. It's the same way every year. Tang Qing didn't choose compound interest because when they sold these equipment, they already charged a not low ”transfer fee”. For example, the market price of 10 million yuan of equipment in the mall is only over 3 million yuan The price for these merchants is more than six million.

It's doubled.

Everyone makes money.

Even some high-tech equipment, the more the price difference, the more they earn.

Therefore, the symbolic ending point of interest is that, because of this, there will be the first three years without interest.

Wei Hao has no more questions.

Others were also very surprised. They thought that they would have to borrow money to do their jobs this time. Unexpectedly, the Bank of Maine solved their problems directly. As for those conditions, they quite agreed that they didn't know whether the equipment price was fair or not. However, in the rapid development of the territory, there were license plate restrictions on competition, which was not too expensive.

The merchants saw green light in their eyes.

Zero continued: ”OK, now you can start voting. In order to improve efficiency, each of you can choose three industries in each round. If you are the only one, you can automatically obtain the business license. If there are two candidates, for example, brick factories with strong regional characteristics, which are inconvenient in transportation, a town will have one brick factory. Then you can choose more than one , but if you exceed the upper limit, you need to draw lots. After the first round is completed, count and disclose the remaining items, and you will continue to vote. ”

Smell the words.

The following businessmen began to take pen and paper to choose the industry they wanted to do. Several hundred choose three, the probability is low, one by one ponders, some all want ten, but have no way, only three can choose, finally can only choose two.

Ten minutes later.

They hand over the notes with tangled faces. The opportunity cost of this vote is so great that they are all heartbroken.

Take the tickets. The soldiers count the votes.