20 Chapter 20: Difficulty in Loan (1/2)

next month.

The shop will start to suppress wages.

The main thing is to prevent someone from taking their wages and not coming the next day. If this kind of system is from the perspective of the employees, of course I hate it, but as a boss, I have to guard against it.

He has heard many examples in his previous life.

The employee could not find it the next day with the money.

There are even many strange stories about stealing company stuff and running away, making the bosses tickle, so I told them in advance that I had to make a sudden attack and be caught off guard.

of course.

Except for those bosses who are earning ill-gotten money with unconscionable conscience and are reluctant to pay.

This kind of boss should clean up hard.

There are also collective strikes that force wage increases. Those people don’t want to think about it. It’s not easy for you. Could it be that the boss’s money just picked it up?There are always many people who think they don’t have one, so the boss should give himself more.

Especially the former foreign trade company.

Tang Qing felt the deepest.

The relatives always think that the boss makes money easy.

Trying to take advantage of the company, anyway, I feel that the boss is rich and should give myself more. I often ask the boss to borrow money. These relatives have never thought of paying it back, and they take it for granted.

Where do they know.

How does my boss pretend to be grandson outside.

I beg my grandpa to tell my grandmother, laugh and play with you, and do everything possible to please others.

dignity.

sometimes.

Really a luxury.

Tang Qing followed to socialize several times, and Zhen Zhener saw how difficult it is for the bosses of these small and medium-sized enterprises, how insecure, how insecure, and how misunderstood by society.

Especially afterwards he worked on small loans.

Reached more such people.

As a bystander, Tang Qing sometimes feels bitter in his heart. In order to order, to survive, and to pay employees in full, he has to pay far more than others imagine.

Yes.

Many of those bosses are treacherous and unscrupulous.

But most of them are honest and diligent businessmen. The bosses of small, medium and micro enterprises can hardly borrow money from banks. Banks only like to lend to large state-owned enterprises.

Even if the other party loses money year after year, they have to borrow.

As a result, those who needed money could not be borrowed, and the ones that were not needed were squeezed hard. Finally, it was easy to handle. Regardless of whether they were needed or not, they should be discussed first. Of course, many of them are political tasks.

Small, medium and micro enterprises.

That's like being raised by a stepmother.

The bank doesn't take it seriously.

Basically, more than 90% of the companies don’t give loans at all. I don’t know how many potential companies have been strangled in the cradle and died on the hurdle of depletion of funds.

Cause bad money to drive out good money.

There is a saying in later generations that if it were not for private lending to lose blood, small and medium-sized enterprises would have died. This is definitely not an exaggeration, and it also reflects the prevalence of domestic private lending.

In the coastal areas.

Basically, more than 90% of enterprises have used private loans. If it were not for the mutual lending and support of various enterprises and individuals, enterprises in coastal areas would have died.

in fact.

Tang Qing can also understand the bank's approach.

After all, the procedure for a loan of 100 million and a loan of 1 million is the same.

Find a big customer with a loan of 100 million, and a hundred small customers with a total of 100 million. How to choose this multiple-choice question can be imagined with the ass, and the bank will not do this.

Do it.

The scale of bank loan review staff has increased several dozen times.

This request.

How can it be approved today in the streamlining of organizational personnel.

Tang Qing had no way to deal with this situation. After all, the big guys had so many experts to help them out, and they didn't find a way to solve this problem fundamentally.

The only way the big guys take.

It is to open up private finance.

Various loan companies.

Even major Internet companies are participating in staking.

The big guys’ strategy is simple.

That is, the major banks still basically maintain their positions and continue to serve the important economic entities of the country, while the small, medium and micro enterprises are left to private finance, local banks and credit cooperatives.

otherwise.

Think about those dozens of times the personnel request.

Everyone has a headache.

As for allowing major banks to simplify the process, to achieve a method to improve loan efficiency.

Although it sounds good.

But to be honest, Tang Qing is not optimistic about anything, especially money-related matters, once let go, it is by no means ordinary people who will first enjoy the benefits, but the privileged class.

domestic.

Once this kind of opening is opened, flies, mosquitoes, tigers and elephants will come in with you, go to the same front door as you, jump in the queue or substitute to seize your place, and you cannot kick him out of the game within the rules.

The country has spent so many years working hard to deepen and emphasize certain aspects of the process in order to reduce the influence of rights or increase costs, and try to avoid abuse of rights.

Suddenly I wanted to cut down all the painstakingly established processes.

That's so much fun.

The one who gets the cake in the end is by no means the happiest person. Perhaps in the end, it is likely to be extremely happy and sad, watching others take money from the bank and make wedding dresses for others.

This is not an anecdote.