Chapter 513: Moonshine Town (1/2)

Miracle Banking’s deposit system was just for collecting before, for example the gnomes and the surrounding tribes.Because they didn’t have enough public trust, they could only cooperate with their close allies, but now it was different.Meng Qingwu decided to develop the bank which would be an important part of Miracle Commerce and would bring continuous amounts of profit for Miracle City in the future.

As for controlling for risks?

There was no need to worry!

Meng Qingwu was very confident in the current Miracle Commerce.There were too many things to invest in for Miracle Commerce, so the failure rate of these investments were negligible.

Miracle City’s situation was completely different.Whether it was the citizens or the surrounding tribes, they all had very good feelings for Miracle City.It was time for the citizens to deposit their money and for the currency to reform.

Meng Qingwu had spent quite a bit of effort to collect the information of the citizens and popularized the citizen cards in the city.Now they were met with initial success and Miracle Banking received tens of thousands of source stones in deposits. There were around a million people in the city and there were several million source stones in circulation, even if they only took in a tenth, that was still several hundred thousand.

Of course, in order to stimulate people to deposit money, Miracle Banking announced the interest rate.When one opened a personal account, it would be 5% interest with a part paid daily and it could be taken out whenever.

As for the fixed deposit accounts, there were monthly, half year, entire year, two year, three year, and etc.The longer it was deposited for, the interest was higher, reaching 50% for three years.

Putting a hundred source stones in the bank for three years, not only would one get all the hundred source stones without one missing, one would gain fifty source stones from the interest.Miracle Banking also allowed one to take it out early, but it would automatically adjust to the amount of time saved and a handling fee would be charged. It was definitely a popular method to store one’s money.

The most important thing was.

Banks were built in the Great Zhou Country, the Great Summer Country, the various forest cities, other countries, and Miracle City.

Miracle Banking was managed by the Smart Brain network and with several dozen Super Source Energy Matrices working at the same time, a data system could be established.After people deposited source stones with Miracle Banking, they could withdraw them at any Miracle Banking location.

Other than that, Miracle Banking also had a direct consume option.Whether it was the Miracle Shopping Center, Miracle Restaurant, Miracle Arena, Miracle Trial Field, or Qilin Hall, as long as they were managed by Miracle Commerce, one could use the card to directly pay.It was fast and convenient.

Miracle Banking also took care of currency exchange.Their currency would be linked to source stones and they could directly exchange for source stones with Miracle City.People could directly transfer for other currencies for their daily needs, which made it much more convenient.

Miracle Banking was also testing direct account transfers.

In the future, when merchants traded with each other, they could directly go through Miracle Banking.This avoided the trouble and risks of carrying large amounts of source stones and they could keep the source stones in the bank to earn interest, so why wouldn’t they do it?

Meng Qingwu was a strategist taking a long term approach.With Meng Qingwu’s personal plans and arrangements, as well as Delores taking the helm, how far would Miracle Banking develop?

Chu Tian never asked or cared about the company.

The company was filled with various talented people, so why would he blindly try to mess with it?

Chu Tian’s daily routine was focused on cultivating his sword art and reading various books, with research projects occasionally.Although Miracle Commerce’s research and development team was very strong, Chu Tian exceeded ten thousand researchers. When the Yun Sect reached a dead end, Chu Tian would casually take care of it.

The young miss was a workaholic, rushing all around.

Chu Tian came to Yingying’s office and saw Yingying sitting at the desk, currently writing something.There were several gnomes helping her, organizing all kinds of materials.

“Chu Tian, you came right in time.Do you know? The people who opened banks at Miracle Banking increased several times!”Meng Yingying happily reported, “We’ll have enough funds soon.”

“You’re treating this problem too simply, Miracle Banking can’t easily make mistakes, we have to think about the risks of lacking money to give.Once this happens once, people’s confidence in Miracle Banking will greatly drop. According to the young miss’ discrete personality, she wouldn’t dare move too many funds into loans and investments.”

Meng Yingying didn’t think about this and she slightly knit her brows.What should they do?

Chu Tian suddenly gave a sigh, “Having too big of a business also has its flaws.”

Meng Yingying was stunned because she didn’t know Chu Tian was like this, “What flaws?”

“Even our Yingying talks about business whenever she speaks, this isn’t like your personality at all.”

Meng Yingying was a bit embarrassed, “I just want to help everyone a little.My brain is a bit dumb and can’t do much, luckily elder sister gave me a few Smart Brains…..Otherwise, I couldn’t do anything.”

Chu Tian held Yingying’s shoulder, “Hai, then don’t make it hard for yourself.Give it to your Smart Brain to do if there is work, why do you need to do these things personally?”

Meng Yingying was a bit shy, “There are people around, don’t try anything.”

“Ha, ha, what are you afraid of?Who doesn’t know our relationship!”Chu Tian’s face was as thick as a wall.The gnomes felt a bit awkward and pretended not to see anything.Chu Tian then said, “Come, I’ll take you somewhere fun!”

“Somewhere fun?Where!”

“The elven small town is holding a gourmet meet and Vivian invited me.”

Gourmet meet?

Meng Yingying immediately revealed an interested appearance.

Chu Tian continued to explain, “Several dozen elves from cities and the forest will gather in Moonshine Town around this evening, every elf that is participating will be bringing the delicacy they consider the most delicious.Think about it, these elves are all from different areas of the Forest of Chaos, how many different delicacies will there be? This kind of fun feast, how can we miss it?”

Meng Yingying’s eyes were sparkling, “There’s actually this kind of interesting event!”

“Properly speaking, other than the gourmet meet, there will also be a fashion show, art show, and music symposium tonight.These are all once in a hundred year rare events.” Chu Tian could see that Yingying was already very moved, so he didn’t waste any more words.He directly said to Yingying’s helpers, “These matters will be left to you all, I’ll be leaving with director Yingying for a day or two.”

“Yes!”