Chapter 556 (2/2)
Fortunately, she was prepared.
She took out an envelope from her sleeve and said, ”this is a dividend note. You can go to Shaofu bank to exchange silver or silver tickets at any time. Please have a look at it
The Chamberlain took the sealed envelope in her hand, stepped forward and handed it to vendetta.
Wendedi opened the envelope and took out the note. He was very satisfied with the amount of dividend on it.
He suddenly asked, ”didn't you say you were poor? The next time I saw you, I heard you crying for poverty. ”
Gu Jiu looked aggrieved. ”The daughter-in-law is really poor. Although she earns more, she spends more. All the money I earned was invested in other projects. Now my daughter-in-law is so poor that she only has money to eat. ”
Wen de Di's face sank. ”Did you and the young master's family order discuss whether to call poor together? The way to call poor is still the same. They say that only the money left for dinner. ”
Gu Jiu's heart is jammed, unexpectedly by the home order of Shaofu.
What can she do?
She had to be tough.
”I dare not deceive my father. My daughter-in-law really has no money. The daughter-in-law can hand in the account book, which records every expense. ”
”Hum! Are you afraid of my autumn wind? Even if I'm poor, I'm not so poor as to beat my daughter-in-law's dowry. Put away your careful thinking
”The daughter-in-law knows the crime.” Gu Jiu is particularly straightforward and has a special look.
Wende Di wanted to get angry and gave up because of the rich dividend.
”I don't care about this time. But I don't want to hear you call me poor
Wende said that if Gu Jiu was poor, there would be no rich people in the world.
One or two, just like guarding against thieves. Is it rare that he is so open to money?
That's ridiculous.
The emperor is thought to be so unbearable, too much.
”I had a chat with the young master's order today. I heard that you gave the young master a lot of advice. Tell me, can you really collect the gold, silver and copper money hidden in the cellar of the landlord's old money by saving money for interest? ”
As soon as Gu Jiu listened, he immediately felt relieved and knew that the danger had been relieved.
Facing Wende emperor, she said, ”Your Majesty knows that the rich landlords in the countryside are humble in the eyes of the rich, but they can't stand their large number. A family has five hundred taels and one thousand taels. There are no 100000 such landlords in the world, but there must be 50000.
The sum of the money buried in the cellar of these landlords' old wealth is only a few million taels, or even tens of millions of taels. What's more, according to the daughter-in-law, most of the silver money in the cellar is copper. ”
Rural landlords have limited access to gold and silver. On the contrary, it's copper money. I've saved a lot.
As soon as Gu Jiu opened his mouth, he attracted the attention of Wende emperor.
Wende emperor recalled the imperial books he had seen a few years ago, and motioned Gu Jiu to continue.
Gu Jiu then went on to say: ”the landlords in the countryside do not have many ways to make money except planting land. At most, it is to lend private loans in villages and villages. Because the people in the countryside dare not make usury.
Most of these people's income comes from land all year round. They hid the copper money in the cellar, which was nothing more than saving for family property.
If they know that the money will be deposited in the Shaofu bank, even if the annual interest rate is only four or five cents. There are only a few taels of interest in one hundred and twenty-one years, and a few hundred taels means tens of taels of income. They are also willing to do so.
For those landlords in the countryside, tens of Liang is enough for their family to spend several months. Just deposit money in the bank for one year, and you can get half a year's expenses. I think as long as someone has tasted the sweetness, there will be a continuous stream of people who will deposit the copper money hidden in the cellar into the bank. ”
Wende Di frowned, ”are those people really willing to deposit their hard-earned money into the bank for the sake of their annual income
I don't know if I'm not in charge.
Gu Jiu tried to ask, ”Your Majesty, do you know how much money a mu of dry land is worth in those remote places? How much is a mu of irrigated land worth? ”
”You know?”
Gu Jiu nodded, ”my daughter-in-law knows. On the other side of the northwest, the dry land can be sold for an acre for only one or two silver coins. Watering the land means that the land is fat and thin, ranging from two liang to five Liang.
Why is it so cheap? Because of the inconvenient transportation in these places, it is difficult to transport the goods and materials produced. That's why land is not expensive.
But at the same time, the local people's income is very limited, except for farming, there is almost no second income. There are no aristocratic families in this kind of place, but the landlords in every village and township have a lot of money.
If you deposit your money in a bank, you will be able to buy a few to dozens of acres of land with the interest earned in one year. Those rural landlords will never miss such good things. ”There are limited channels for making money, so it is the safest choice to deposit money in the bank for interest.
This is the same reason that the older generation like to save money in modern society.
Wende Di suddenly asked a stupid question in Gu Jiu's eyes.
He asked Gu Jiu, ”are there many remote areas like this?”
Gu Jiu said, ”Your Majesty has been working in Beijing for more than a year. You should have seen many similar remote areas. More than 90% of the villages in Dazhou belong to remote areas. ”
Because of the inconvenient transportation, many villages are doomed to lack of communication with the outside world.
Without enough information exchange, these villages naturally become remote villages.
The so-called remoteness depends not only on geographical location, but also on wealth.
There are many big families in Dazhou, but these big families are generally concentrated in places rich in water resources. They set up farms and like to choose places with abundant water resources.
As a matter of fact, there are a few areas rich in water resources. In most areas, due to the lack of water conservancy facilities, the land is relatively barren.
In fact, many landlords in the countryside have accumulated their wealth through frugality and frugality from generation to generation. In addition, only in peacetime can they save that wealth.
So they cherish their land and money.
However, as long as the Shaofu bank is famous and the Shaofu's endorsement is added, most landlords are willing to put their hard-earned money into the bank for interest.
Wende Di observed Gu Jiu, ”you haven't been to those remote villages. Why do you know so well?”
”Because the man in the name of his daughter-in-law has already run every village in the capital area, and he has not only made one trip. The daughter-in-law in places other than the capital city dares to say that she knows the situation of every village in the capital area basically. ”
Gu Jiu is very magnanimous and confident. The whole person seems to radiate light.
Wen de Di was shocked and solemn. ”Do you know the situation of every village in the capital area? Are you sure? It is responsible to speak big words in front of me. ”
Gu Jiu nodded affirmatively, ”if your majesty doesn't believe me, you can call the people from all walks of life. Random inspection of each village, daughter-in-law dare not say 100% accurate, at least 80% can guarantee accuracy. ”
”Well, I will test you. If you come, please call the Minister of Hubu and Hucao. Tell them to bring the household registration documents of every county in the capital area. ”
”Comply with the order!”