230 Even If A Loan Has To Be Taken, Acting Tough Is A Must! (1/2)

Chapter 230: Even If A Loan Has To Be Taken, Acting Tough Is A Must!

Translator: Translation NationEditor: Translation Nation

Lo-Loan?

Xu Que was appalled by what he had just heard. Hearing what the system had said was akin to him seeing a ghost! The system was getting more brazen with each level it had ascended and was becoming more crafty. Now, it even suggested lending Xu Que act tough points with interest rates? Why don’t you fly a kite?

I won’t take a loan. I will never take a loan!

Xu Que hardened his heart, knowing that he must never bow to the system.

However…

”After careful calculations, the host’s strength wouldn’t be able to compare with your enemies at this point. Although the host can consider fleeing, he wouldn’t be able to act tough if he fled!” The system sounded out once more, causing Xu Que to freeze on the spot.

Unable to compare with my enemies? Can consider fleeing?

Is my Monkey Blocks Lightning spell still not strong enough after being strengthened by the full Glory Killer Book? I won’t be able to handle those Fire Emperor spirits?

Xu Que was suddenly thrown off guard and felt rather uneasy. And yet he realized that it must’ve been true, for he was only at level eight Original Infant Stage. If he could defeat an Infant Transformation staged cultivator, it would already be extraordinary!

Even though he was only facing against spirits and spirits were extremely weak against lightning spells, these spirits were of at least in the Void Refining Stage. And so he felt that he might still stand a chance against the Void Refining Stage spirits.

As for the Form Synthesis Stage spirits… Xu Que was not the least confident!

The system wouldn’t trick him at this point. Although Xu Que knew that the system was very sly, whenever it provided such conclusions after calculations, it was always correct.

Of course, the most important thing to Xu Que was being unable to act tough!

This caused a certain sense of anxiety and urgency in Xu Que!

Unable to act tough? Then what was the point of living? How was he different from a calf if he couldn’t act tough?

After all, it was only a loan. Come on then! Even if I have to take a loan, I must do it for the sake of acting tough!

”Tell me more. How should I proceed to take the loan?” Xu Que thought in his mind and asked the system for more information.

As soon as these words were thought, a strange melodic sound rang out within his head. Soon after the music faded, Xu Que heard that the cold system’s voice had abruptly changed tone. It started sounding extremely warm, as though it was handling a big customer!

”Welcome host for accessing the newly implemented ‘Act Tough Loan’. The Act Tough loan is very unique in the sense that there’s no collateral required, along with the low interest rates and you can receive the cash on the exact same day. The application procedure is very simple, convenient and swift. We wish to serve you effectively and ensure that your career is benefited from this loan!”

Pu!

Xu Que nearly spat out a mouthful of blood.

This… Sounded too human! Like a salesman trying to do business. It was indeed extremely hard to tolerate.

The system then continued speaking.

”In view of the host’s extraordinary acting tough skills, the system is willing to offer a reduced interest rate of 2.3% per annum. Payment is a combination of interest rate along with a percentage of the principal amount. It’s a carefree and easy method of repayment!”

”...”

”The system would like to ask if the host is keen on activating the ‘Act Tough Loan’?”

”Let me ask you something. What happens if I’m unable to repay the loan?” Xu Que asked as he smiled.

”If the host is unable to repay the amount by the stipulated date, the system shall activate ‘Debt Collector Beats Debtors’ function. Regardless of whether you borrowed money in this world or others, there will always be someone chasing after you for debts!”

Yo!

As soon as Xu Que heard this, he was elated. Oh you’re threatening me now? Since that’s the case, I’m NOT going to return it! Since this loan was forwarded to me based on my acting tough skills, why should I return it? I’ve earned it!

Hm, who’s afraid, huh? I’m so darned powerful. We shall see who would come and chase after me for my debt!

After deciding to borrow and not return it, Xu Que then accessed the system store interface and searched for the musician skill book.

In actual fact, the system was right about this. The musician talent would positively affect the user’s soul strength and mental capabilities. In a sense, this was something like a spell to boost the user’s stats!

When it came to soul strength, possessing this skill would strengthen it tremendously!

It’s just that… After he saw the price of the Four Star Musician skill book, Xu Que felt a sharp stabbing pain in his chest once again!

A Two Star Musician skill book needed 1,500 act tough points. However, after he gained the achievement of Act Tough Tyrant, he received a little preferential discount on this item.

Yet, he had already purchased this skill book and ascended to the Two Star Musician before he received the discounts.

And now, a Three Star Musician skill book costs 3,000 act tough points!

And a Four Star Musician skill book costs 5,000 act tough points!

Hence, if he wanted to defeat the group of Fire Emperor spirits, he would have to spend 8,000 act tough points!

But what was so scary about that amount? He could always take up a loan!

”I wish to borrow one billion act tough points!” Xu Que shouted out in his head loftily.

”Ding! The system’s credit rating isn’t good enough at this point. The loan amount is restricted to 10,000 act tough points!”