Chapter 501 - Chapter 501: Chapter 493 Housekeeper Xu (2/2)

Therefore, these two factions, hostile as fire and water, maintained an unusual tacit understanding; their leaders cast aside faction affairs and formed teams to rush to Elixir City.

Gang Leader Xue Qiuhe, Deputy Gang Leader Gongsun Jin, and others had already specially sent an invitation to Qin Niu nine days ago to join them on their journey to Elixir City. However, at that time, Qin Niu had not yet broken through to the Spirit Qi Realm with his Everlasting Spring Technique, so he declined their invitation.

In his opinion, both of the cultivation techniques he practiced were non-combative in nature, which inherently placed him at a disadvantage.

If his Everlasting Spring Technique remained at the peak of the Innate Realm, even if he rushed over, he would probably just be making up the numbers.

It was very likely that he would be eliminated in the first round.

One must know that there were over a thousand sects, big and small, within the Hundred-Tempering Immortal Sect. Among them were super sects like Fire Cloud Tunnel.

By then, it would certainly be a gathering of mighty experts, with geniuses swarming like ants.

“Wan Yan, for the next few days, hand over the important family affairs to Cai Xian, and bid farewell to your father. I plan to set out with you and Xiao Qing to Elixir City to attend the Water and Land Dharma Assembly seven days from now. Your cultivation has just broken through to the early stage of the Innate Realm. You’re a bit weak now, but it’s still good to go and broaden your horizons.

Xiao Qing, your cultivation is currently at the late stage of the Innate Realm, which is quite good.

However, the minimum cultivation requirement for the Water and Land Dharma Assembly is to reach the Spirit Qi Realm. If there’s a chance to seize fortune from the immortals, you must give it your all. If there’s no chance to participate, take it as familiarizing yourself with the procedures, and it won’t be too late to participate in the next one in ten years’ time.

After all, you are still young, and even in ten years, you will only be eighteen, still extremely young.

Moreover, I estimate that with your growth rate, plus the boost from the Ancient Banyan Tree, your cultivation could very possibly break through directly to the Immortal Scholar Realm in ten years. At that time, your chances of seizing fortune from the immortals will be much greater.”

Qin Niu began to make arrangements for the departure.

There were over seven thousand mu of good farmland and more than a hundred shops at home that needed management.

As for the farmland, there was already a manager, which was Xu Zhenchang.

To have Xu Zhenchang become the manager of the Qin Residence, Qin Niu really went through a lot of trouble. That time when Xu Zhenchang was pressed by creditors to pay off debts, trying to borrow money everywhere, Qin Niu lent five taels of silver to his wife.

Li Shuixiang ran to the Yan Family again hoping to borrow money, but she was turned away once more.

The Yan Family usually seemed quite righteous, but this time, it was not known whether they were tight on funds or simply adhering to the principle of helping only in emergencies, not in poverty, so they refused to lend money to Xu Zhenchang.

Li Shuixiang had tried to borrow from everyone she could, and as one could imagine, she was still far short.

After all, the area had suffered from continuous pest infestations last year, making life difficult for everyone, each of them barely scraping by.

Besides, Xu Zhenchang was only a wealthy farmer, and the significant figures he could associate with were only the likes of Yan Da, the young master of the Yan Family, and the stewards of the Yan Family. As for Qin Niu, if it were not for the fact that they were from the same village, Xu Zhenchang would have had no chance of encountering him.

In a desperate situation, Li Shuixiang, the woman, made a foolish move.

Listening to the nonsense of some relative, she actually borrowed high-interest loans in the city.

Though she managed to clear her husband’s previous debt, the new high-interest loan was not something to be trifled with.

The proper course of action would have been to cut losses decisively, selling a few mu of their land to pay off the debt, even if the price of land was very low at the time.

Such a decision might seem somewhat disadvantageous, but it wouldn’t have led to unbearable loss.

Borrowing money at high interest, the daily interest was a terrifying number.

If she couldn’t repay on time, there was a high likelihood that she would be forced to sell her children or even Li Shuixiang herself. If it came to that, it would undoubtedly be a devastating outcome for the family.