Chapter 899: Countermeasure (1/2)

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Su Yu's brow furrowed slightly, and there was a cold flash in his eyes.

This group of people think that Dawang Mountain has become the target of this time, and the general trend is gone, so I thought that the money borrowed from Dawang Mountain by this gust was not repaid, and it was really a good abacus.

The crime of Dawangshan on his mouth is actually just thinking of the sounding advantage.

”Da Wang, not only that, because Da Wangshan's prestige was hit at this time, there were few people who made deposits, and all of them were loans to take advantage!” Bai Xiaolong also said, his face full of anger.

If you dare not make a deposit, you are naturally worried that the deposit will not be available after Dawangshan falls, which will cause an endless loop and the capital chain will be broken sooner or later.

”What should we do? Do you want the bank to stop business first?” Nalan Ruoshui suggested.

Her statement is not unreasonable, because Dawang Mountain is very beautiful at this time, but in fact, there is a serious shortage of manpower, especially the masters. If someone really borrows money and does not pay it, they must definitely send people to ask for debts. Force, no master, how to get debt?

Can't you always let the king do it yourself?

Suspending the bank can greatly reduce current losses, which is a good suggestion.

However, this is already the case at Dawangshan. If Dawangshan Bank closes as soon as it opens, the blow to Dawangshan’s prestige will be fatal, and more and more people will look down on Dawangshan!

”Banks do not need to be closed, but the loan requirements must be greatly increased!” Su Yu pondered for a moment, and said: ”In addition to reviewing the collateral, a guarantor will be needed in the future! Also, reduce the amount of loans issued, and try to evaluate the collateral as much as possible. Lower the value! In addition, the lender’s work or income should be reviewed, and the stability of the spirit stone’s income is a priority!”

This kind of rule was actually necessary, because the bank was just opened, and Su Yu did not want to implement it so quickly. Since he encountered such a thing, he could only implement it in advance.

”And...” Su Yu paused, seeming to be thinking, and then said: ”Establish a bank VIP, once the deposit amount is huge, and the time is long enough, it will become a big bank of Dawangshan Bank, listed as a VIP, become a VIP After that, not only will the loan be given priority in the future, but in the future, you can get a 10% discount for any consumption in the store in Dawangshan!”

On the one hand to suppress loans, on the other hand to increase deposits, this is the best way at present.

”Great King Yingming!”

Xiao Yihan shot a shimmer in his eyes, and immediately applauded.

The other disciples nodded, and the king was the king, so he could come up with countermeasures so quickly.

”Which people are currently in bank loans?” Su Yu continued to ask.

The disciples of Dawang Mountain were all a little unhappy. After a moment of hesitation, Bai Xiaolong slowly approached and said: ”Too many people want to pick up leaks recently. Countless people are borrowing for the purpose of taking advantage of the benefits. A large number of people...”

After a pause, he gritted his teeth and said: ”And...someone has exceeded the repayment deadline!”

”Exceeded?” Su Yu was stunned. How long did it take for the bank to open?

”Some people just borrowed a few days, or even a day, and said that it was an emergency, but after borrowing it, it was not paid back...” Bai Xiaolong continued.

This is to challenge the bottom line of Dawangshan Bank!

Su Yu's heart sighed slightly, his eyes flashed sharply.

This group of people borrows money is fake, to put it bluntly, just want to test the bottom line of Dawang Mountain, just to see if there is nothing to end if you owe money! It's provocation when it's clear!