Chapter 864 (2/2)

This has always been considered by banks. If consumers' money is easily transferred away, it will be a riot. Although the bank has many terms that can be exempted from liability, it will be troublesome if many customers' money is transferred.

”It's simple. Directly connect to the computer with a key card similar to a physical lock. When transferring money, you must connect to the physical key card to confirm. That's no problem! ” Qin Feng smiled, ”in this way, consumers' online transfer and account query will not have any problems.”

President Shen was thoughtful.

”This physical key card is like an electronic shield to defend criminals. Moreover, each electronic shield has a unique serial number, which is bound to the ID card. Then there will be no problem. Physical key card, plus personal login password and payment password. If it's going to be stolen, I can only say that this man must have been kidnapped. Otherwise, it can't be stolen! ” Qin Feng said.

Shen Xing smiled.

”It's really feasible. Well, Mr. Qin, you're not here just to lobby our bank to open an electronic account! ” President Shen asked curiously.

”Of course! I hope that your bank can open e-banking as soon as possible to facilitate consumers' e-shopping. Because our company is going to launch online shopping service. ” Qin Feng said, ”and this needs the support of the bank!”

President Shen nodded.

”E-shopping, that sounds interesting. But our bank needs time to implement it. Moreover, I think this is still not the reason why President Qin, such a man of the moment, will come to me to find me! ” President Shen is still full of curiosity.

He can do his position. Naturally, he is not an ordinary person. Just these two points, in fact, Qin Feng doesn't have to come in person at all. He casually asked the client to submit a project application within the bank.

It's too easy for Qin Feng to find such people. In particular, this is what banks want to do. The bank will also attach importance to this project application. It doesn't need Qin Feng to come at all.

So that's still not the point.

”Online shopping requires a capital guarantor. Our company can afford it, but just our company can't reassure all consumers. Therefore, I hope major banks will join us. ” Qin Feng said.

”Fund guarantor?” President Shen frowned slightly. This kind of thing can't be agreed casually. It matters a lot.

”This is a business plan of our third-party trading platform. President Shen can have a look! ” Qin Feng handed the project he prepared to President Shen.

President Shen took it and read it carefully.

The business plan is very simple. It only roughly describes the architecture and future of this third-party payment platform.

As for the detailed operation, I didn't say. Obviously, Qin Feng has reservations. But just what was described above surprised president Shen.

Because Qin Feng described a guarantee platform that may include trillions of funds in the future. These funds are completely interest free for a week or half a month.

With such a huge capital flow and complete interest free, we can imagine how many interests there are.

Then, Qin Feng is willing to give up his equity. And it is free to give up equity, as long as major banks endorse it.

In other words, this third-party trading platform is guaranteed by major banks and Qin Feng for online shopping consumers at the same time. Once there is any problem with the funds, they will make compensation.

In fact, according to the business plan, the funds are in this platform, and the funds can never disappear.

That is, they can earn such a large amount of free interest for about 7-15 days out of thin air.

That is, one capital and ten thousand profits.