Chapter 587 (2/2)

Even several times, he didn't know whether it was a slip of the tongue or deliberately. He directly said the word ”my Cloud State”.

This shocked Ye Xiang, because the old man directly regarded Yunzhou as his own, but ye Xiang could not refute this.

After all, Yunque sect is located in Yunzhou. If you don't take Yunzhou as your home, you will forget your roots. There is nothing wrong with this sentence.

However, Liu Chan is most interested in the issue of paper money. After all, at present, although there are banks, there are also silver notes as a circulation tool for large amounts of silver.

But it is still inconvenient. At the same time, when there is a shortage of silver, some banks can't cash in cash.

So the old man raised several questions and how to make ordinary people recognize the value of paper money.

Ye Xiang asked Liu Chan a question, that is, who would use a lot of paper money.

The old man's initial idea was a businessman, but ye Xiang shook his head. The old man was puzzled, and ye Xiang gave the answer directly.

That is, ordinary people will use paper money, and ordinary people will prefer paper money.

The main reason is that they are poor, and the calculation of the value of silver has always been very inaccurate. Therefore, most ordinary people like relatively accurate copper money.

That's because the value of copper money is small but more accurate. The value of silver is on low-value items and can't be used at all.

Here, ye Xiang talked about some advantages of paper money and some main functions of banks.

He said that for a long time, paper money and silver were common, but paper money was more accurate.

Therefore, in order to save money, people will naturally give up using silver and use paper money instead.

Finally, ye Xiang said, ”economy is a more and more accurate development process. The existing units of economic measurement are too imprecise in Yunzhou and Yin empire. If you want to be more accurate, you need a more accurate monetary unit.

And paper money is such a unit. When the poor find that they can buy more valuable things with paper money, do you think they will use paper money?

On the contrary, after ordinary people use paper money, will merchants still stick to silver trading?

Just imagine, although we practitioners can use the storage magic weapon to travel with a large amount of silver, should we weigh the silver every time we make a large transaction?

Is this process troublesome?

Unlike paper money, one hundred liang of paper money is one hundred liang of silver. You can exchange enough silver at zongmen union bank.

Under such circumstances, do you still worry that someone will tamper with the silver?

Besides the disadvantages of silver, if someone adds lead to silver... Silver itself is much heavier, but lead is cheaper than silver. I think this should have happened! ”

Liu Chan listened carefully and said, ”indeed, this kind of thing has happened, but paper money can also be forged. How can you solve this?”

Ye Xiang smiled and said, ”this kind of thing is easy to solve. We only need to do a good job in anti-counterfeiting on paper money, and the manufacturing cost of real paper money will be higher than that of paper money itself.

If they want to make low-cost counterfeit money, they may make little profit.

When profits become smaller, will they still make counterfeit money?

Of course, I have some ways to ensure that counterfeit money will not appear. You should pay attention to these. ”