Chapter 534 (1/2)

Yuan Tianfan saw that baozixuan attached so much importance to and trusted him. He had no rejection of job hopping to work in heiyun. It was lucky for an aspiring professional manager to meet such a boss.

At the same time, I am also very satisfied with the internal facilities of heiyun bank. The office environment and hardware here in Xiangjiang are definitely the first, and even fall into the second place for several blocks.

With curiosity, yuan Tianfan followed Bao Zixuan to the technology department on the 20th floor. He has never fully understood the establishment of a technology department in a bank, but ordinary banks do not have this department.

After coming in, I saw rows of large machines neatly arranged. Yuan Tianfan had seen such machines in Europe and America. At this time, even HSBC has not introduced these machines. Isn't it that there are still many imperfections in the technology that heiyun is ready to use these machines!

Bao Zixuan smiled and said, ”President yuan should know what machines these are!”

Yuan Tianfan smiled and said, ”of course, ATM, but have the technical problems been solved?”

ATM is also called ATM, which means automatic teller machine. Because most of it is used for withdrawal, it is also called ATM. It is a highly precise mechatronics device, which uses magnetic code card or smart card to realize self-service of financial transactions and replace the work of bank counter personnel.

Shepard Baron, an Englishman who graduated from the University of Edinburgh in 1963, had the idea of inventing the ATM.

In the mid-1960s, Shepard Baron was the manager of Delaware instruments. One day, he had an inspiration while taking a bath. Thinking that he was often angry because he couldn't get money from the bank, he planned to design a machine that could get money 24 hours a day. He met the general manager of Barclays Bank and asked him to give him 90 seconds to listen to him introduce the idea. As a result, the other party gave an answer in the 85th second, that is, as long as he could build this machine, he would buy it immediately.

On June 27, 1967, Shepard succeeded and the world's first ATM was unveiled at the Barclays Bank branch near London. At first, customers could only withdraw ￡ 10 from the ATM at a time, because ￡ 10 was enough for ordinary families to last the weekend.

Hashimoto spent 2 million pounds to buy the technical patent and technical license of ATM machine from Shepard Barron; At the same time, it rejected the other party's contract to produce ATM for heiyun bank.

In baozixuan's opinion, the ATM machines invented by the British are too simple, and they are all directional operation; Many functions are not perfect. It's useless to take black cloud. With patent authorization, ATM functions can be continuously increased, and the technical advantages of black cloud group should be brought into play.

When the Shepard Baron company finally closed down, one hated why he authorized the patent for ￡ 2 million, but he didn't understand it until he died.

Bao Zixuan took out a bank card and inserted it into the card slot of the ATM. Yuan Tianfan also saw the boss start to enter the password.

After the password is verified, you can enter the main page. The words ”query”, ”withdrawal”, ”deposit”, ”card refund” and so on can be seen on the screen; What you want to do, you can select the corresponding key. The operation is very simple. At the same time, there is an English interface, which can make a choice before inserting the card.

Baozixuan clicks to withdraw the money, confirms the amount, and enters the password again; The cash outlet opened and spit out the money directly.

After returning the card, he took the money to another ATM and chose to deposit through a series of processes; Then the money is collected by the ATM.

Yuan Tianfan looked at these plots in front of him, which seemed to happen only in science fiction movies. Today, he actually saw them in reality. Is the technical strength of black cloud so strong? It seems that Bao Shoufu's opening a bank is just incidental, and changing people's lifestyle and habits is his purpose.

After Bao Zixuan took out a new bank card and handed it to yuan Tianfan, he asked him to operate it again. Only when you feel it yourself can you feel his convenience, otherwise you will never feel it.

At present, ATM machines can only make simple deposits and withdrawals, and can't do other work. But it also surprised yuan Tianfan. This is technically crushing the existence of other banks. More convenient, fast and efficient service is the premise to attract customers. Heiyun bank has no technical problems.