Part 12 (2/2)

Nay, even to the guardians of social rect.i.tude--members of the legislature--they might use the _tu quoque_ argument: asking whether bribery of a customer's servant, is any worse than bribery of an elector? or whether the gaining of suffrages by claptrap hustings-speeches, containing insincere professions adapted to the taste of the const.i.tuency, is not as bad as getting an order for goods by delusive representations respecting their quality? No; it seems probable that close inquiry would show few if any cla.s.ses to be free from immoralities that are as great, _relatively to the temptations_, as those which we have been exposing. Of course they will not be so petty or so gross where the circ.u.mstances do not prompt pettiness or grossness; nor so constant and organised where the cla.s.s-conditions have not tended to make them habitual. But, taken with these qualifications, we think that much might be said for the proposition that the trading cla.s.ses, neither better nor worse intrinsically than other cla.s.ses, are betrayed into their flagitious habits by external causes.

Another question, here naturally arising, is--”Are not these evils growing worse?” Many of the facts we have cited seem to imply that they are. And yet there are many other facts which point as distinctly the other way. In weighing the evidence, we must bear in mind, that the much greater public attention at present paid to such matters, is itself a source of error--is apt to generate the belief that evils now becoming recognised, are evils that have recently arisen; when in truth they have merely been hitherto disregarded, or less regarded. It has been clearly thus with crime, with distress, with popular ignorance; and it is very probably thus with trading-dishonesties. As it is true of individual beings, that their height in the scale of creation may be measured by the degree of their self-consciousness; so, in a sense, it is true of societies. Advanced and highly-organised societies are distinguished from lower ones by the evolution of something that stands for a _social self-consciousness_--a consciousness in each citizen, of the state of the aggregate of citizens. Among ourselves there has, happily, been of late years a remarkable growth of this social self-consciousness; and we believe that to this is chiefly ascribable the impression that commercial malpractices are increasing.

Such facts as have come down to us respecting the trade of past times, confirm this view. In his ”Complete English Tradesman,” Defoe mentions, among other manoeuvres of retailers, the false lights which they introduced into their shops, for the purpose of giving delusive appearances to their goods. He comments on the ”shop rhetorick,” the ”flux of falsehoods,” which tradesmen habitually uttered to their customers; and quotes their defence as being that they could not live without lying. He says, too, that there was scarce a shopkeeper who had not a bag of spurious or debased coin, from which he gave change whenever he could; and that men, even the most honest, triumphed in their skill in getting rid of bad money. These facts show that the mercantile morals of that day were, at any rate, not better than ours; and if we call to mind the numerous Acts of Parliament pa.s.sed in old times to prevent frauds of all kinds, we perceive the like implication.

As much may, indeed, be safely inferred from the general state of society.

When, reign after reign, governments debased the coinage, the moral tone of the middle cla.s.ses could scarcely have been higher than now.

Among generations whose sympathy with the claims of fellow-creatures was so weak, that the slave-trade was not only thought justifiable, but the initiator of it was rewarded by permission to record the feat in his coat of arms, it is hardly possible that men respected the claims of their fellow-citizens more than at present. Times characterized by an administration of justice so inefficient that there were in London nests of criminals who defied the law, and on all high roads robbers who eluded it, cannot have been distinguished by just mercantile dealings.

While, conversely, an age which, like ours, has seen so many equitable social changes thrust on the legislature by public opinion, is very unlikely to be an age in which the transactions between individuals have been growing more inequitable. Yet, on the other hand, it is undeniable that many of the dishonesties we have described are of modern origin.

Not a few of them have become established during the last thirty years; and others are even now arising. How are the seeming contradictions to be reconciled?

We believe the reconciliation is not difficult. It lies in the fact that while the _great_ and _direct_ frauds have been diminis.h.i.+ng, the _small_ and _indirect_ frauds have been increasing: alike in variety and in number. And this admission we take to be quite consistent with the opinion that the standard of commercial morals is higher than it was.

For, if we omit, as excluded from the question, the penal restraints--religious and legal--and ask what is the ultimate moral restraint to the aggression of man on man, we find it to be--sympathy with the pain inflicted. Now the keenness of the sympathy, depending on the vividness with which this pain is realised, varies with the conditions of the case. It may be active enough to check misdeeds which will cause great suffering; and yet not be active enough to check misdeeds which will cause but slight annoyance. While sufficiently acute to prevent a man from doing that which will entail immediate injury on a given person, it may not be sufficiently acute to prevent him from doing that which will entail remote injuries on unknown persons. And we find the facts to agree with this deduction, that the moral restraint varies according to the clearness with which the evil consequences are conceived. Many a one who would shrink from picking a pocket does not scruple to adulterate his goods; and he who never dreams of pa.s.sing base coin, will yet be a party to joint-stock-bank deceptions. Hence, as we say, the multiplication of the more subtle and complex forms of fraud, is consistent with a general progress in morality; provided it is accompanied with a decrease in the grosser forms of fraud.

But the question which most concerns us is, not whether the morals of trade are better or worse than they have been, but rather--why are they so bad? Why in this civilised state of ours, is there so much that betrays the cunning selfishness of the savage? Why, after the careful inculcations of rect.i.tude during education, comes there in afterlife all this knavery? Why, in spite of all the exhortations to which the commercial cla.s.ses listen every Sunday, do they next morning recommence their evil deeds? What is this so potent agency which almost neutralises the discipline of education, of law, of religion?

Various subsidiary causes that might be a.s.signed, must be pa.s.sed over, that we may have s.p.a.ce to deal with the chief cause. In an exhaustive statement, something would have to be said on the credulity of consumers, which leads them to believe in representations of impossible advantages; and something, too, on their greediness, which, ever prompting them to look for more than they ought to get, encourages the sellers to offer delusive bargains. The increased difficulty of living consequent on growing pressure of population, might perhaps come in as a part cause; and that greater cost of bringing up a family, which results from the higher standard of education, might be added. But all these are relatively insignificant. The great inciter of these trading malpractices is, intense desire for wealth. And if we ask--Why this intense desire? the reply is--It results from the _indiscriminate respect paid to wealth_.

To be distinguished from the common herd--to be somebody--to make a name, a position--this is the universal ambition; and to acc.u.mulate riches, is alike the surest and the easiest way of fulfilling this ambition. Very early in life all learn this. At school, the court paid to one whose parents have called in their carriage to see him, is conspicuous; while the poor boy, whose insufficient stock of clothes implies the small means of his family, soon has burnt into his memory the fact that poverty is contemptible. On entering the world, the lessons that may have been taught about the n.o.bility of self-sacrifice, the reverence due to genius, the admirableness of high integrity, are quickly neutralised by experience: men's actions proving that these are not their standards of respect. It is soon perceived that while abundant outward marks of deference from fellow-citizens, may almost certainly be gained by directing every energy to the acc.u.mulation of property, they are but rarely to be gained in any other way; and that even in the few cases where they are otherwise gained, they are not given with entire unreserve; but are commonly joined with a more or less manifest display of patronage. When, seeing this, the young man further sees that while the acquisition of property is quite possible with his mediocre endowments, the acquirement of distinction by brilliant discoveries, or heroic acts, or high achievements in art, implies faculties and feelings which he does not possess; it is not difficult to understand why he devotes himself heart and soul to business.

We do not mean to say that men act on the consciously reasoned-out conclusions thus indicated; but we mean that these conclusions are the unconsciously-formed products of their daily experience. From early childhood, the sayings and doings of all around them have generated the idea that wealth and respectability are two sides of the same thing.

This idea, growing with their growth, and strengthening with their strength, becomes at last almost what we may call an organic conviction.

And this organic conviction it is, which prompts the expenditure of all their energies in money-making. We contend that the chief stimulus is not the desire for the wealth itself; but for the applause and position which the wealth brings. And in this belief, we find ourselves at one with various intelligent traders with whom we have talked on the matter.

It is incredible that men should make the sacrifices, mental and bodily, which they do, merely to get the material benefits which money purchases. Who would undertake an extra burden of business for the purpose of getting a cellar of choice wines for his own drinking? He who does it, does it that he may have choice wines to give his guests and gain their praises. What merchant would spend an additional hour at his office daily, merely that he might move into a larger house in a better quarter? In so far as health and comfort are concerned, he knows he will be a loser by the exchange; and would never be induced to make it, were it not for the increased social consideration which the new house will bring him. Where is the man who would lie awake at nights devising means of increasing his income in the hope of being able to provide his wife with a carriage, were the use of the carriage the sole consideration? It is because of the _eclat_ which the carriage will give, that he enters on these additional anxieties. So manifest, so trite, indeed, are these truths, that we should be ashamed of insisting on them, did not our argument require it.

For if the desire for that homage which wealth brings, is the chief stimulus to these strivings after wealth, then is the giving of this homage (when given, as it is, with but little discrimination) the chief cause of the dishonesties into which these strivings betray mercantile men. When the shopkeeper, on the strength of a prosperous year and favourable prospects, has yielded to his wife's persuasions, and replaced the old furniture with new, at an outlay greater than his income covers--when, instead of the hoped-for increase, the next year brings a decrease in his returns--when he finds that his expenses are out-running his revenue; then does he fall under the strongest temptation to adopt some newly-introduced adulteration or other malpractice. When, having by display gained a certain recognition, the wholesale trader begins to give dinners appropriate only to those of ten times his income, with expensive other entertainments to match--when, having for a time carried on this style at a cost greater than he can afford, he finds that he cannot discontinue it without giving up his position: then is he most strongly prompted to enter into larger transactions; to trade beyond his means; to seek undue credit; to get into that ever-complicating series of misdeeds, which ends in disgraceful bankruptcy. And if these are the facts--the undeniable facts--then is it an unavoidable conclusion that the blind admiration which society gives to mere wealth, and the display of wealth, is the chief source of these mult.i.tudinous immoralities.

Yes, the evil is deeper than appears--draws its nutriment from far below the surface. This gigantic system of dishonesty, branching out into every conceivable form of fraud, has roots that run underneath our whole social fabric, and, sending fibres into every house, suck up strength from our daily sayings and doings. In every dining-room a rootlet finds food, when the conversation turns on So-and-so's successful speculations, his purchase of an estate, his probable worth--on this man's recent large legacy, and the other's advantageous match; for being thus talked about is one form of that tacit respect which men struggle for. Every drawing-room furnishes nourishment, in the admiration awarded to costliness--to silks that are ”rich,” that is, expensive; to dresses that contain an enormous quant.i.ty of material, that is, are expensive; to laces that are handmade, that is, expensive; to diamonds that are rare, that is, expensive; to china that is old, that is, expensive. And from scores of small remarks and minutiae of behaviour, which, in all circles, hourly imply how completely the idea of respectability involves that of costly externals, there is drawn fresh pabulum.

We are all implicated. We all, whether with self-approbation or not, give expression to the established feeling. Even he who disapproves this feeling, finds himself unable to treat virtue in threadbare apparel with a cordiality as great as that which he would show to the same virtue endowed with prosperity. Scarcely a man is to be found who would not behave with more civility to a knave in broadcloth than to a knave in fustian. Though for the deference which they have shown to the vulgar rich, or the dishonestly successful, men afterwards compound with their consciences by privately venting their contempt; yet when they again come face to face with these imposing externals covering worthlessness, they do as before. And so long as imposing worthlessness gets the visible marks of respect, while the disrespect felt for it is hidden, it naturally flourishes.

Hence, then, is it that men persevere in these evil practices which all condemn. They can so purchase a homage, which if not genuine, is yet, so far as appearances go, as good as the best. To one whose wealth has been gained by a life of frauds, what matters it that his name is in all circles a synonym of roguery? Has he not been conspicuously honoured by being twice elected mayor of his town? (we state a fact) and does not this, joined to the personal consideration shown him, outweigh in his estimation all that is said against him: of which he hears scarcely anything? When, not many years after the exposure of his inequitable dealing, a trader attains to the highest civic distinction which the kingdom has to offer; and that, too, through the instrumentality of those who best know his delinquency; is not the fact an encouragement to him, and to all others, to sacrifice rect.i.tude to aggrandis.e.m.e.nt? If, after listening to a sermon that has by implication denounced the dishonesties he has been guilty of, the rich ill-doer finds, on leaving church, that his neighbours cap to him; does not this tacit approval go far to neutralise the effect of all he has heard? The truth is, that with the great majority of men, the visible expression of social opinion is far the most efficient of incentives and restraints. Let any one who wishes to estimate the strength of this control, propose to himself to walk through the streets in the dress of a dustman, or hawk vegetables from door to door. Let him feel, as he probably will, that he had rather do something morally wrong than commit such a breach of usage, and suffer the resulting derision. And he will then better estimate how powerful a curb to men is the open disapproval of their fellows; and how, conversely, the outward applause of their fellows is a stimulus surpa.s.sing all others in intensity. Fully realising which facts, he will see that the immoralities of trade are in great part traceable to an immoral public opinion.

Let none infer, from what has been said, that the payment of respect to wealth rightly acquired and rightly used, is deprecated. In its original meaning, and in due degree, the feeling which prompts such respect is good. Primarily, wealth is the sign of mental power; and this is always respectable. To have honestly-acquired property, implies intelligence, energy, self-control; and these are worthy of the homage that is indirectly paid to them by admiring their results. Moreover, the good administration and increase of inherited property, also requires its virtues; and therefore demands its share of approbation. And besides being applauded for their display of faculty, men who gain and increase wealth are to be applauded as public benefactors. For he who as manufacturer or merchant, has, without injustice to others, realised a fortune, is thereby proved to have discharged his functions better than those who have been less successful. By greater skill, better judgment, or more economy than his compet.i.tors, he has afforded the public greater advantages. His extra profits are but a share of the extra produce obtained by the same expenditure: the other share going to the consumers. And similarly, the landowner who, by judicious outlay, has increased the value (that is, the productiveness) of his estate, has thereby added to the stock of national capital. By all means, then, let the right acquisition and proper use of wealth, have their due share of admiration.

But that which we condemn as the chief cause of commercial dishonesty, is the _indiscriminate_ admiration of wealth--an admiration that has little or no reference to the character of the possessor. When, as very generally happens, the external signs are reverenced, where they signify no internal worthiness--nay, even where they cover internal unworthiness; then does the feeling become vicious. It is this idolatry which wors.h.i.+ps the symbol apart from the thing symbolised, that is the root of all these evils we have been exposing. So long as men pay homage to those social benefactors who have grown rich honestly, they give a wholesome stimulus to industry; but when they accord a share of their homage to those social malefactors who have grown rich dishonestly, then do they foster corruption--then do they become accomplices in all these frauds of commerce.

As for remedy, it manifestly follows that there is none save a purified public opinion. When that abhorrence which society now shows to direct theft, is shown to theft of all degrees of indirectness, then will these mercantile vices disappear. When not only the trader who adulterates or gives short measure, but also the merchant who over-trades, the bank-director who countenances an exaggerated report, and the railway-director who repudiates his guarantee, come to be regarded as of the same genus as the pickpocket, and are treated with like disdain; then will the morals of trade become what they should be.

We have little hope, however, that any such higher tone of public opinion will shortly be reached. The present condition of things appears to be, in great measure, a necessary accompaniment of our present phase of progress. Throughout the civilised world, especially in England, and above all in America, social activity is almost wholly expended in material development. To subjugate Nature, and bring the powers of production and distribution to their highest perfection, is the task of our age; and probably of many future ages. And as in times when national defence and conquest were the chief desiderata, military achievement was honoured above all other things; so now, when the chief desideratum is industrial growth, honour is most conspicuously given to that which generally indicates the aiding of industrial growth. The English nation at present displays what we may call the commercial diathesis; and the undue admiration for wealth appears to be its concomitant--a relation still more conspicuous in the wors.h.i.+p of ”the almighty dollar” by the Americans. And while the commercial diathesis, with its accompanying standard of distinction, continues, we fear the evils we have been delineating can be but partially cured. It seems hopeless to expect that men will distinguish between that wealth which represents personal superiority and benefits done to society, from that which does not. The symbols, the externals, have all the world through swayed the ma.s.ses; and must long continue to do so. Even the cultivated, who are on their guard against the bias of a.s.sociated ideas, and try to separate the real from the seeming, cannot escape the influence of current opinion. We must, therefore, content ourselves with looking for a slow amelioration.

Something, however, may even now be done by vigorous protest against adoration of mere success. And it is important that it should be done, considering how this vicious sentiment is being fostered. When we have one of our leading moralists preaching, with increasing vehemence, the doctrine of sanctification by force--when we are told that while a selfishness troubled with qualms of conscience is contemptible, a selfishness intense enough to trample down every thing in the unscrupulous pursuit of its ends, is worthy of all admiration--when we find that if it be sufficiently great, power, no matter of what kind or how directed, is held up for our reverence; we may fear lest the prevalent applause of mere success, together with the commercial vices which it stimulates, should be increased rather than diminished. Not at all by this hero-wors.h.i.+p grown into brute-wors.h.i.+p, is society to be made better; but by exactly the opposite--by a stern criticism of the means through which success has been achieved; and by according honour to the higher and less selfish modes of activity.

And happily the signs of this more moral public opinion are already showing themselves. It is becoming a tacitly-received doctrine that the rich should not, as in by-gone times, spend their lives in personal gratification; but should devote them to the general welfare. Year by year is the improvement of the people occupying a larger share of the attention of the upper cla.s.ses. Year by year are they voluntarily devoting more and more energy to furthering the material and mental progress of the ma.s.ses. And those among them who do not join in the discharge of these high functions, are beginning to be looked upon with more or less contempt by their own order. This latest and most hopeful fact in human history--this new and better chivalry--promises to evolve a higher standard of honour; and so to ameliorate many evils: among others those which we have detailed. When wealth obtained by illegitimate means inevitably brings nothing but disgrace--when to wealth rightly acquired is accorded only its due share of homage, while the greatest homage is given to those who consecrate their energies and their means to the n.o.blest ends; then may we be sure that along with other accompanying benefits, the morals of trade will be greatly purified.

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