Chapter 1579 (2/2)
Their wages are much higher than those of Xiaoyang. As a result, they are not VIP users. This kind of poor grade naturally makes people feel sad.
Yes, in their mind, it is obvious that those who open consumer loans at this time are VIP users from afar, and those who have not opened up are naturally not.
Yang Yan's supervisor was a little sour in his heart. If he didn't mean to say, ”is it really hard to say? 10000 yuan is not a small amount. It's not so generous to have money from afar?
Not even face to face, three minutes to lend money, is it possible?
By the way, is it free or interest charged? ”
”For interest, five out of ten thousand a day...” Before Yang Yan finished, Xiao Chen suddenly said, ”four out of ten thousand every day...”
Now, other people are more curious, two people actually interest is not the same?
Yang Yan also doubts way: ”you ten thousand four?”
Xiao Chen beamed and nodded: ”well, I just had a look. The agreement says that the interest rate is between 3 / 10000 and 5 / 10000.
According to personal credit rating and consumption record, people will enjoy different interest rates.
I should be shopping far away, so the interest rate is lower.
Four out of ten thousand, the interest rate is not high... ”
At this time, the interest rate of private lending is very high, and 50% of annual interest is normal.
And bank loans, although the interest rate is not high, can not be borrowed by ordinary people.
At this time, in the second and third tier cities, credit cards were not popular yet, and the overdue interest rate of credit cards was also very high. In addition, the late fee and the rolling interest were even higher than those of private lending.
Ten thousand cartoon to small Chen four percent interest rate, small Chen naturally feel not high, and there is a five ten thousand Yang Yan.
Other people are not in the mood to work at this time, some people said: ”Xiao Yang, Xiao Chen, how about trying it?
Whether it's cheating or not, just try it.
Anyway, the interest rate is not high, all borrowed, only a few dollars a day.
By the way, can I withdraw this money?
You don't have to spend online, do you?
Now, many stores are using this gimmick to promote sales. They say they give you coupons. As a result, they have to go there and spend as much as possible... ”Xiao Chen immediately said, ”no, it says that if you want to borrow money, you can go directly to the bank card. It's only three minutes.”
”Straight to Cary? Is there such a good thing? Not to mention bank loans, it takes time to process credit cards. If you want to get cash, you have to withdraw cash. There are a lot of handling charges, but you can't get all of them... ”
Xiao Chen said in a hurry: ”really, that's what the above said, and this is Li Dong's company. It should not cheat people.
20000 yuan is nothing to Li Dong. I'm afraid he won't pick it up if he falls on the ground. ”
”Can that be the same? Xiao Chen, would you like to have a try? Didn't you say you wanted to decorate your house?
If you can get a loan of 20000 yuan, you don't have to go to the bank. With the money you have, it's almost enough.
I can't. If I borrow it and pay it back, I really need to charge interest. Can we pay it for you?
Try it and see if it's true. It's 20000 yuan. It's only 8 yuan a day. I just read it. It says that you can repay it at any time. If you can't, you can pay it back right away. ”
”Yes, Xiao Chen, try it. A few dollars.”
Others began to persuade him. Xiao Chen hesitated and thought for a while and then said, ”why don't I borrow 100 first?”
”Can I borrow 100?”
”Yes, there is no limit on the amount of money. I'll try it. Even if it's gone, there's no loss for 100 yuan. Anyway, don't you just look at it?”
Small Chen said, in the heart is relieved, borrow 100 try, really want to be able to lend out, this 20000 yuan money, really can help oneself a lot.
The house at home has been ready to decorate, but all of his belongings, now the balance of treasure inside tens of thousands of yuan, not enough.
My husband's wages are all brought to home, and the parents of both sides are not rich.
Looking for a bank, the bank has no choice of decoration loan, and the procedures are troublesome. It's not cost-effective to go to the bank for 230000 yuan.
If you really want to borrow money from afar, you don't have to go through the process. Maybe the house can be decorated this time.
Anyway, she just saw it, and it can be paid back in installments for up to three years, and a little more in a month. This is not a big pressure on them.
With the attitude of trying, Xiao Chen began to operate.
After a while, Xiao Chen looked up and said, ”yes, it says that we are transferring money. Can I have my card?”
At this time, not only other people are concerned, but also Yang Yan in the opposite.
She still has 10000.
If you can borrow it, you will have money to buy the necklace you like last time. When you get paid, you will return it in several months.
At this time, everyone was doing slow work, and the supervisor in the office did not speak.
As a matter of fact, the supervisor is also worried at this time. At this time, she hopes that the money can't be paid. It's better to cheat.
Otherwise, the subordinates have higher credit than her supervisor, and they have more credibility in the distance. It would be a shame to say so.
In the expectation of the public, after about two minutes, Xiao Chen's mobile phone suddenly rang and looked at the screen of the mobile phone. Xiao Chen was surprised and said, ”it's really paid for!”
In the past, bank card SMS notification business was only promoted among big customers. However, with the passage of time and the demand for Internet payment, now major payment companies are talking about cooperation with banks.
And SMS notification service, now also began to popularize.
At the moment of seeing the text message, he saw that his account balance had really increased by 100 yuan. Xiao Chen was very happy and said: ”Li Dong's company is different. There are no procedures. Within a few minutes, the money will be paid.
If you run away with money... ”
To say that, Xiao Chen immediately said: ”of course, I will certainly repay the money I borrowed. It is just a matter of delaying for a few months. I should make an emergency response temporarily.
I didn't expect that it was so fast.
The business of ten thousand cartoon can be regarded as a solution to the urgent need. Unexpectedly, Li Dong's own company has just finished and started to spread money out again. ”
Xiao Chen sighed for a while. Other people also moved their minds. They didn't expect that they would arrive at the account when they talked about the account. They arrived so soon!
Unfortunately, among the people present, except Yang Yan, no one else has opened the project. At the moment, they can only watch Xiao Chen and Yang Yan smile happily. Everyone has a bad taste.
Someone asked in a low voice, ”Xiao Chen, how much does it cost to open this one?”
Xiao Chen shook his head and said, ”I really don't know about this, but I bought about twenty or thirty thousand things on the Internet. They are all practical things. It's no different from going to the supermarket.
By the way, there are yu'ebao deposits and deposits. I think it should be possible to open them. Would you like to have a try? ”
”Yu'ebao, online shopping...”
Some people who haven't opened up have thought about it at this time. Do you want to go shopping online and deposit some money in yu'e Bao.
Otherwise, now we can only watch Xiao Chen and their arrogance.……
On this day, there are not one or two people who have such doubts and disbelief.
Yang Yan is not the only one who wants to go shopping in a distant mall.
And the pilot users, this day also active or passive, many people have opened consumer loans.
A lot of people have even begun to borrow money.
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