Chapter 1562 (1/2)

Ma Yun guesses what action Li Dong has, but Li Dong is silent.

Even in the distance, it is the same.

With the license of consumer finance, there is no promotion from afar.

Ordinary people, in fact, do not understand what this represents, let alone pay attention to it.

I got the license plate from afar, as if nothing had changed.

However, far away financial companies have increased their registered capital at this time.

Originally, the registered capital of remote finance was not too high. This time, it increased the registered capital to 2 billion.

To increase the registered capital, you have to get money.

Far away, there is not a lot of money now. Finally, I managed to scrape up enough money. All the accumulated wealth for this and far away period of time was all smashed into it.

Now, far away, there is a penny to spend, no money left.

Of course, it doesn't mean that if the money is injected into distant finance, the money will be gone, but it will be injected from the holding company to the distant finance.

The registered capital of 2 billion yuan is the highest among the four licensed financial consumer companies.

Even if BOC consumes, its registered capital is only 500 million.

In fact, BOC, the giant behind BOC's consumer finance, is not too concerned about BOC's consumer business, because the bank itself actually includes consumer finance business.

They are doing this mainly to pilot and watch the market.

Of course, it is also inevitable to exclude the mind of competitors.

In total, there are only four licenses, and their banking system has won three, so that there will be fewer new competitors.

Local banks are very concerned about it. After all, local banks are limited and competitive. If they get a license, they can cover a wider range.

In addition, it has also expanded its registered capital.

At this time, it seems that there is no wave, no mountains and no dew, but many people in the industry know that there will be action in the distance.

With a registered capital of 2 billion, if the leverage ratio reaches 5 times, we can achieve a scale of 10 billion in consumer finance!

Nowadays, among the banks in China, many local banks have not achieved the scale of 10 billion in this area.

In the distance, a private enterprise has such great ambition, which is beyond the expectation of many people.

Is there really such a big market prospect in the field of Internet consumer finance?

This is not the Internet finance, but the consumption field, or the consumer loan field on the Internet. Is there such a large space?

With some uncertainty, people can only choose to wait.

At this time, in addition to waiting, we have no better way.

Even for banks, since the CBRC has selected a site to issue a license to a remote place, it means that the upper level is also trying to do it, and they want to let the remote promoter of Internet Finance try it out.

Can Internet Finance bring some changes to Chinese economy.

This kind of change, taking the remote as a pilot, will neither lack influence nor lead to the collapse of the whole system due to the failure of a remote company.

……

Li Dong doesn't guess what the top management thinks.

He didn't want to guess.

In short, if you get a license plate from afar, everything will become legal and compliant, which is enough.

At the moment, Li Dong is flying to the capital's private plane.

Today, on the 9th, we have agreed to go to the capital to attend a return banquet. This can't be missed.

The license plate was issued yesterday. Last night, Li Dong had been thinking about a very important issue.

Consumer finance license obtained, next, their own ten thousand card launched personal consumer loan business, what should be called good name?

Flower and borrow?

While considering this problem, Li Dong is thinking about whether he will be scolded to death in the future.

We got the license plate ahead of time and launched the online loan business. After that, some people borrowed too much money and couldn't afford to pay it back. We had to scold ourselves.

But Li Dong turned to think that he was doing it for everyone.

After all, the interest rate of wancartoon is low and the credibility is strong. Therefore, it is the first choice for us.

In this way, what kind of naked loan incident can be avoided to a greater extent?

At the thought that he was working hard, struggling and changing for the future ignorant people, Li Dong felt that everyone should not scold himself. He was also for their good.

Of course, it would be better to use the loan money for shopping in distant shopping malls and supermarkets.

Money, eventually returned to the distant group.

The money flowing out of the leverage of financial companies has finally changed. It has earned interest. Besides, shopping is profitable. It can also promote consumption, increase performance and revitalize the money on hand

The benefits, of course, are many!The key point is that before the double 11, the system will come out.

Double eleven, how to shop without money!

No money, just support from afar!

After thinking about the double 11, Li Dong can't help but think about it. What should we do if the party found that the money borrowed by Huabei could not be paid back?

This kind of impulsive consumption is not a few, but a lot.

Thinking about it, Li Dong felt that he was a bit wicked again. He got these things out several years in advance, which made us spend more money years in advance.

……

Shen Qian, sitting next to him, saw Li Dong's expression of compassion and grinning, which made her see some infiltration.

When Li Dong showed her teeth and giggled again, Shen Qian said helplessly, ”what do you think?”

Li Dong said with a smile: ”I don't think about anything. I just feel that I'm great sometimes.

Of course, this greatness cannot be understood by outsiders.

On the financial side of the distance, as soon as several major licenses come down, I can serve the public.

Every time I think about these things, I feel that I am too considerate of everyone. ”

Shen Qian's face turned black and said, ”what's the matter with you recently? It seems more and more narcissistic.

Since you gave yourself a holiday, there have been no other changes. This has changed a lot.

In the past, you boasted in front of outsiders. In front of me, there were a few truths. Now, in front of me, all your mouth is full of running trains. ”

Li Dong said dryly, ”do you have any? No

I've been full of the truth recently, which is true.

You can't believe it. Sometimes I think I'm really great.

You think, now that I've got the consumer finance license, I can make loans.

Am I better at lending than usury?

I'm not going to ruin people's homes, or let people take off their clothes and take photos to give loans, right?

Also, after getting the small loan license, I can give some small and medium-sized enterprises support.

They can't get loans from the bank, the company is facing bankruptcy, and the employees are facing unemployment. It's me. It's not financing, but borrowing. The interest rate is not too high, the loan is fast, and the audit is simple.

You say, do you have to thank me?

If I don't do it, others will do it, but can others do better than I, Li Dong?

At least, I have money. I am not too greedy for this kind of money. I will first formulate some rules for this industry and become the industry standard.

In the future, before other enterprises do this, we will subconsciously follow the distant standards.

To guide a new industry, to make rules, or a good direction, you say, this is not great? ”