Chapter 1452 (2/2)

One side of Shen Xi smell speech, smile full face way: ”Dad, I am here.”

”I know you're there!” Du hummed

I'm not blind. Can't I see it?

As a result, I haven't seen you for a long time. I haven't been enthusiastic about your fiance yet. I've raised your daughter for nothing!

Du Anmin slandered a sentence in his heart. Li Dong said with a smile, ”Uncle Du, this is not a half son-in-law. It's the same.”

Du Anmin was too lazy to answer. He rubbed his neck and looked at Shen Xi. After a pause, he said, ”be careful and take care of yourself.

If you go back to Pingchuan, you can go with your mother.

I don't need people to take care of me... ”

Du Anmin ordered a few words, and then he continued to look at Li Dong: ”I know about the acquisition of Tianhong fund. Do you want to do your Internet Finance?”

”Well.”

Du Anmin nodded slightly and didn't say anything in a hurry.

Li Dong wants to make some noise on the Internet finance. He has known it for a long time.

At last year's Internet Conference, Li Dong told him privately that Du Anmin was also quite shocked at that time.

At that time, Du Anmin looked at Li Dongcai with great respect and thought that he had great courage and courage.

But what Li Dong said at the beginning was almost to subvert the entire financial system.

Involved in savings, credit, settlement, exchange In short, the bank will be virtualized.

It is just like this that makes Du Anmin shocked, so that he has been staring at Li Dong's every move.

Seeing his recognition, Du Anmin asked again, ”what kind of purpose do you want to achieve through fund companies?”

Li Dong said with a smile: ”in fact, it's nothing. I just want to buy and sell some virtual money funds, but I don't want to rob the business of banks.”

In fact, this is no problem.

Yu'ebao is not a deposit business. It is just a fund. The virtualization of Monetary Fund and savings are two concepts.

But if you really think that this has no effect on banks, that's bullshit.

In fact, ordinary people do not have the habit and concept of buying funds. In their view, yu'ebao is another form of deposit that is used to save money, and the interest rate is higher than the bank.

So some so-called professionals, analysis to go, that yu'ebao just occupied the fund company's business, that is pure fart.

Trillions of money into yu'ebao, would these money originally flow into the fund field?

Without yu'ebao, 900 billion of them would have to go into bank savings.

Therefore, Li Dong thinks it's bullshit to analyze some experts of later generations and elites who feel good about themselves. Of course, Ma Yun himself recruited the water army.

There is no way, do not say that there is no impact, do you say there is an impact?

Li Dong said simply, Du Anmin is not a pure layman. After thinking about it, he said: ”virtual money fund? Virtualize money funds, similar to today's online payments, and virtualize and digitize wealth? ”

”Almost. It's not much different from the Monetary Fund.

It's just moving the real business to the Internet, which reduces various forms of processes and many procedures.

So that users can directly purchase fund products and conduct financial management through the network and some software ports. ”

”How long is the closure period?”

”There's no closing period. Buy and sell.”

”What about the benefits?””A little bit higher than the bank's regular period.”

”How to do risk control?”

”In the early stage, we will do some quota. In addition, we will negotiate with some insurance companies to see if we can do some online financial insurance to settle claims.

I don't think it's a big problem. Insurance companies also need to develop business.

They also have a lot of financial products, and there are opportunities for cooperation in the future.

In addition, fund companies already have their own risk management and control system. In addition, there will be multi-directional risk control work on the remote side, so there will be no problem.

And during this period, we will establish our own credit system, with the completion of the credit system, many problems can be solved and prevented.

Don't worry, uncle Du. I have a sense of propriety. ”

Du Anmin sighed, I don't worry about what I said, but what I said is nothing. If you really do it, I'm afraid there will be some trouble.

There is no closed period, and the interest rate is higher than that of the bank. If the risk control work is guaranteed, why do you still keep it on a regular basis?

And Li Dong has to establish his own credit system. I'm afraid there are other ideas behind him.

If we go on like this, we'll get into trouble sooner or later.

However, it's no use saying more than that. Li Dong is not the kind of person who can be convinced by a few words.

Seeing that old Du was silent, Li Dong had to say again: ”this time, we are not the only one doing it, many are doing it.

Ali, Teng Xun, e Fangda, Tian Hong These Internet companies and fund companies are doing it.

Our family does that is the target of public criticism, but everyone is doing it, which is the general trend.

duuncle, the industry is developing this year. Internet plus has become a new direction, and this is actually an opportunity for our country.

In some areas, we have been lagging behind because we have developed later than others.

But this time it's different. Let's launch such an action first, that is, we are ahead of the world.

Even if we fail, we will have light on our faces after we have made it. ”

”That's what it says, but...”

Du Anmin and Li Dong started to talk when they entered the door. Shen Xuehua was helpless. After a long time, he took a look at his daughter and said, ”let them talk. We are going to have dinner.

Talk about work every day outside, even if you come back.

If you had known that, you should have found one Find one... ”

Shen Xuehua said for a long time, but he didn't know what to say.

I really want to find someone who has no common topic with Lao Du. When the family get together, they have nothing to say, which is more embarrassing than now.

Now, Li Dong and Du Anmin can still talk.

……

Li Dong and Lao Du didn't talk too much.

At dinner, people no longer talk about business, but talk about family.

Especially when it comes to the wedding of Li Dong and Shen Xi, people are interested in it. They chat very late in the evening and then go to rest.

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