Chapter 1378 (2/2)
I'm still here!
It turned out to be good. They even started to analyze their plans for the next step, as if they were completely nonexistent.
However, Li Dong also knew that the two men tried themselves.
His next target is Teng Xun.
Of course, it's not the PC side, but the mobile end.
Wechat is about to be officially launched. Li Donggang said casually that it doesn't matter whether Ma Huateng's hostility can be eliminated or not.
However, both of them were not fools. In a few words, they guessed a lot of Li Dong's ideas.
Of course, they certainly can't confirm, so they started the routine of Li Dong.
After listening for a while, Li Dong said helplessly: ”OK, can you all be simple. To tell the truth, that's what I said. It's really tiring to chat with you.
I'm so tired these days that you don't follow me.
In fact, my original intention is that we can all live together peacefully, but our business overlaps, which is no way.
Of course, peers do not mean competition, and cooperation is not impossible.
I came to you today to talk about cooperation. ”
As soon as he said this, Ma Yun and Ma Yun stopped talking. Ma Yun was quite interested and said, ”tell me, what can't be done by yourself? Do you want to cooperate with us?”
Li Dong got up and moved his muscles and bones for a while. He didn't reply in a hurry. He called two people: ”don't sit and talk. You're tired. Talk while you walk.”
Two horses also have no opinion, follow together and go out.
After a few steps, Li Dongcai said, ”Lao Ma, do you remember what we said at the Internet Conference before?”
”What?”
”Don't you say that if the bank doesn't change, it will change the bank?
When we launched Internet finance, you were in a hurry.
It turns out to be good. I'm doing it now. You can watch the play in the back and pick up the ready-made ones. ”
Ma Yun frowned: ”is that what we want?
Don't make sarcastic remarks. Although the first one to eat crabs is risky, he can gain more.
Alipay's market share has been taken away by you. What did I say?
”So I'll take care of you once, so that you don't really fall behind.”
”Li is always good.”
Li Dongzheng said, facing the distant staff quickly greetings.
Li Dong nodded and didn't go on. He went downstairs with two people.
……
Downstairs.
Ma Yun asked, ”what do you want to do this time?””You all know the balance account of vanguard before?”
”Say the point!”
Li Dong said with a smile: ”don't worry, listen to me slowly, you should know about the monetary fund?”
Ma Yun was silent for a while and said slowly, ”I know, in the 1970s, monetary fund was born in the United States.
Then came the first money market mutual fund in history, the savings fund company.
Later, the monetary fund spread to China, and the market scale gradually expanded in these years, occupying a place in the securities market. ”
Li Dong said with a smile: ”don't say so much, just know.
Do you know what a virtual money fund is? ”
Ma Yun's eyes twinkled and shook his head. He didn't have to say that he knew this.
Ma Huateng shook his head and said, ”no, you made it yourself.”
”yes, our million cartoon, Alipay, Cai Fu Tong, how much precipitation funds do you know now?”
”Together, it's about 100 billion.”
Ma Yun answered, because mobile payment is not popular at this time. There are not too many funds in the balance account opened by Wan cartoon and Alipay.
And online shopping, although there is capital precipitation, but the time is not too long.
The fixed deposit funds, together with the three companies, will probably be less than 100 billion yuan.
Hearing this, Li Dong said with a smile: ”no matter how much, we can't use the money. I'll ask you, do you feel sorry sometimes?”
”Li Dong, you can finish it all at once. We'll think about it ourselves.”
Li Dong didn't have a good way: ”I'm so impatient, but I still want to say a little more, so that you can have a good understanding.
Since you are impatient, I'll tell you the truth.
Virtual money fund, in fact, you should know the meaning of the word ”virtual”.
That is, the offline monetary fund is transferred to the Internet by us.
Our three payment businesses have accounted for more than 85% of the market share.
Nowadays, with the expansion of online shopping market, and the future mobile payment field will become more and more popular.
By that time, cash trading is out of date.
Most of our wealth will flow through the network.
But now, for various reasons, the first is that the funds on the network are not profitable, and we will not deposit too much into it.
Second, because of regulatory restrictions, we can't use the money. On the contrary, it's a constraint, and many regulatory agencies are staring at us.
Let's imagine, if, I said, if there is a virtual money fund listed now, it can bring benefits to online savings users, which is higher than bank deposits. Will it attract a large number of users to participate?
When the funds are pooled, we set up another fund company to operate the funds, thus bypassing the restrictions of the regulatory authorities.
This money can be returned to us again in the name of investment.
In the case of no income, our precipitation fund is as high as 100 billion. What do you say if there is income?
When the time comes, trillions, even billions, is it still fantasy?
It's not all for us to invest in ourselves, we can't spend it, and it's very risky.
But we can use formal monetary fund operation means to operate this fund, and part of it can be used for our own enterprise investment, so as to achieve the highest security and the lowest risk.
In the future, there will be no shortage of funds.
You can buy back the shares of Yahoo. Brother Ma can also invest in other fields without fear. What we need to pay every year is just some interest.
And the operation of Monetary Fund, other dare not say, if the money is enough, earn our interest is no problem?
In this way, we will at least increase the capital turnover of tens of billions or even hundreds of billions for free, and users will be more satisfied with us because of the profits, and the viscosity will be greater... ”
Li Dong continued to say, but both horses stopped!
The operation mode of virtual money fund, Li Dong actually said, they understand.
The key is that both of them are shocked!
No wonder, no wonder Li Dong didn't dare to do it alone. This is a serious way to pry the corner of the financial industry, which is much more serious than the previous network payment!
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