Chapter 1281 (1/2)
CMB headquarters is not in Beijing, but in Shenzhen.
However, recently, as the Lunar New Year approaches, there are more meetings in the financial system, and Ma Weihua has been stranded in the capital during this period.
When Li Dong arrived, Ma Weihua had just returned from a meeting.
Seeing Li Dong, Ma Weihua had a headache and said, ”I know why you came here. Li Dong, you will give me some problems.
I usually work with you. You run faster than anyone else.
At the critical moment, you think of me
Li Dong said with a smile: ”elder brother Ma said that...”
”Stop!”
Ma Weihua quickly waved his hand and helplessly said, ”as for your habit of taking advantage of the advantage, who doesn't know that I have sons and daughters, and my grandchildren are not a few years younger than you, so don't take advantage of the old man.”
Ma Weihua is not too young. After the new year, he will be in his 60s.
Now the older generation of entrepreneurs in the industry are also afraid of Li Dong.
In the past, everyone didn't mind calling this guy big brother or little brother. To a certain extent, it can bring the relationship closer.
But Li Dong has a bad habit. They don't have to talk about their friends. Li Dongfei wants to take advantage of his words.
See which children, mouth is big niece big nephew cry, now the second generation of business, are afraid of this guy.
Back home, the general will specifically tell his old man and mother, don't give yourself a cheap uncle back.
Li dongnian's minutes are bigger, which doesn't matter. He has a good relationship with the richest man, Lala.
However, this guy is too young, most of the second generation of business people in the industry are up in their thirties.
Li Dong called his great nephew and niece in front of all the people. It was so uncomfortable and miserable.
When Li Dong heard this, he immediately said: ”look at what big brother said. Am I the kind of person who takes advantage of others?
Elder Liu's daughter called me uncle. You can see how generous I am. I'm the kind of person who makes my big nephew and niece suffer from the loss of millions of cars
Ma Weihua was helpless. He couldn't laugh or cry: ”forget it. If you don't get involved in this topic, you don't want to worry about the car and my family. You can call your name when you see it.
Seriously, you didn't come here to talk to me about this.
You are probably here for the loan. The CCB has already reviewed it. I don't think you need to worry too much.
You've worked together for so long that you won't get stuck in your neck at this time.
However, in December, all banks are settling accounts. The amount you require is too high, and CCB needs time. ”
Li Dong nodded his head and said, ”I know it takes time, but some things can be handled specially. Do you think so, big brother?
We have cooperated with CCB for such a long time. What materials are complete and have been audited for so long?
And I really need money now. I'll be stuck in my neck by then. Everyone is not good-looking.
In addition, there are more restrictions on state-owned banks and their work is relatively rigid. I don't want to go around. You can help me, big brother.
As a joint-stock bank, China Merchants Bank is more humanized. Moreover, it is the largest bank in the joint-stock system, with assets under management of more than 5 trillion yuan.
I'm such a small matter, for big brother, it's not drizzle?
Who are we going to talk to? You know the truth. Big brother, don't worry about me
Ma Weihua looks helpless. Li Dong is absolutely first-class in terms of climbing along the pole.
What's the relationship between us?
We have nothing to do with each other!
However, as the first private enterprise, and also a retail enterprise with huge cash flow, it is indeed one of the objects that banks hope to cooperate with.
In recent years, China Merchants Bank (CMB) has continuously reformed its system, which has broken the original banking atmosphere.
In the industry, CMB's service can be called the first. In the first tier cities, although the market share of CMB is not more than that of the four major banks, the market share of CMB has surpassed the other party a lot.
And because CMB is a joint-stock bank, it only needs to be responsible to shareholders.
In recent years, CMB has been following the trend and is the first enterprise in China to open online banking.
It is also one of the few banks that took the lead in getting through the fast payment system with the remote side.
Li Dong came to see Ma Weihua of China Merchants Bank for help, not only because he knew him, but also because he was willing to do special things.
Otherwise, Li Dong knows not one or two financial entrepreneurs, and there is no need to look for Ma Weihua.
However, Li Dong's demand for the amount of money will not be small. In addition to the urgent need, Ma Weihua is not sure that the board of directors can pass.
After thinking about it, Ma Weihua said, ”how much do you want?”
”More is better, 10 billion is not enough, and 5 billion is not too little.” Li Dong replied in a hurry.
Ma Weihua said with a wry smile: ”too much. I'm just the chairman of the board, not a major shareholder. I promised, and others won't agree.”Li Dong shook his head and said, ”don't worry about this, big brother. As we all know, I will not embarrass my friends.
Remote Logistics Park as a mortgage, far away logistics park here, we are the only enterprise without any debt.
Fundamentally, it belongs to us completely.
I don't think there is any difficulty in this mortgage of more than 5 billion yuan.
In addition, if CMB can release the money before the end of the month, we will strengthen cooperation with CMB.
There are hundreds of billions of books flowing in a year from afar, and there will be more in the future.
Besides, the sales fund has been cooperating with CCB for many years, and it is not convenient for us to cancel the cooperation for the time being. However, the salary of 200000 employees is paid from China Merchants Bank... ”
Before Li Dong's voice dropped, Ma Weihua's eyes lit up!
Even if the average annual salary of 200000 employees is 50000, there will be 10 billion capital flows in a year.
Moreover, once you become the wage payer of China Merchants Bank, there will be more derivative businesses, such as credit cards, financial products
All these things will develop.
What's more, Li Dong is willing to use the distant logistics park, the first in East China, as collateral. With this capital, it's really not difficult to get a loan.
The key is that Li Dong is demanding too fast efficiency.
This is not a matter of tens of millions, billions and tens of billions. It is difficult for any bank to solve it in a week.
It's not difficult. Will Li Dong look for him?
If it's not difficult, Li Dong will go straight to the four major lines. Why should he go far and seek the distance to find CMB, which does not have much business in Jiangbei.
Ma Weihua thought for a moment that if he helped Li Dong once this time and solved his urgent need, I am afraid that there will be more cooperation between the two sides.
After thinking about it for a while, Ma Weihua said in a deep voice: ”must we have the end of the month?
I think that there are not many places to spend money now. Even if Guomei resumes trading, it is not a problem that can be solved in a short time.
Even if I apply now, I'm afraid it will take February or March.
A week is really too urgent. Otherwise, you can take the distant Logistics Park as a mortgage and loan 5 billion yuan. Within 20 days, CMB will help you deal with it.
20 days, such a large loan, even if there is a mortgage, is also fast
Li Dong said with a smile: ”big brother, it's not convenient for me to say something, but I'm really in urgent need now. Help me. I know big brother can do it.
Is it not easy to persuade shareholders with collateral and additional cooperation conditions?
When the board of directors is over, there will be no minutes to allocate funds. Are you right? ”
”In such a hurry...”