Chapter 866 (2/2)

It's good for them to grow up in the distance.

Although there seems to be no relationship between the two sides, in fact, the relationship is big.

There are a large number of loans in CCB from afar. Similarly, the loans and sales funds from afar have been going through CCB.

As a national retail giant, the turnover of distant shopping mall and distant supermarket is as high as hundreds of millions every day.

Such a lot of working capital has benefited them immensely.

Now, the scale in the distance is not huge. If we defeat the Taobao or Huarun retail giants in the distance, it will be terrible to think about it.

At that time, at the end of a day, the distant sales volume would be more than 1 billion.

To really have such a day, as a distant headquarters of the CCB is sure to have benefits and recognition.

In recent years, there are not too many banks that want to pry away the group from afar. If it hadn't been for the convenience of Jiangbei CCB, we would not have been determined to cooperate with CCB.

Therefore, as long as there are no problems in remote business, CCB will not worry that they will not be able to repay the loan, and both sides will benefit from it.

CCB is not worried, and Li Dong is not too worried.

As soon as vice president Zhang left, Li Dong touched his chin and recalled what he had just said.

Not his family. They're all looking.

The whole banking system is self checking and self correcting. This is not necessarily Xu Shengzhe's mastermind, but it should be right for Xu Shengzhe's appetite.

It's ok if you don't check the accounts. If you check, you'll find that Longhua will not work.Almost all of Longhua's real estate business is concentrated in Jiangbei. Now there is a heavy snow in Jiangbei, the construction site is closed down, and the opening of the community is delayed

There is no capital flow back, and the financial market is unstable, and the property market is also falling.

In this case, the Long Hua blow flowers, also can not prove that they have the ability to repay.

Unless we pay back the 2.2 billion due first, the banks will probably be a little relieved.

Once it can't be paid back, it's not a bank's business at that time. The total amount of loans involved in Longhua is over 10 billion yuan. Once the capital chain breaks, these banks will come to collect debts.

Like the previous Menshen families, there is a high probability that Longhua will die. Of course, this will exclude the possibility of government rescue.

In fact, it is not easy for real estate companies to get the government's rescue. It was possible before, but not now.

Different from distant places, distant supermarkets are serious industries that affect local people's livelihood and economic problems. It's hard to say for real estate companies.

The more he wanted to go down, the more he shook his head. It was too dangerous.

If Xu Shengzhe doesn't deal with one well this time, Longhua will be ruined.

Even if he can start a new business, Li Dong is not optimistic. If he loses the old brand Longhua, what can Xu Shengzhe argue with others when the national real estate market is almost divided?

Li Dong, a prophet, was constrained everywhere because he was one step behind.

No matter how strong Xu Shengzhe is, Li Dong doesn't believe that he can do better than himself.

……

Longhua group.

As Li Dong imagined, at this moment, there is indeed a bank to check accounts.

Not one. Several banks have come.

As a borrower, the enterprise has no right to refuse bank audit.

We mainly check the fixed assets, sales status and capital return of the enterprise This series of problems.

In fact, Longhua's problem is not big. At present, because of the blizzard, the real estate companies will not have much capital return.

But the key is that the capital on Longhua's books is too little, almost nothing.

This is not the key point. The point is that Longhua has a fund of 2.2 billion to be paid. How to solve this problem?

Conference room.

When the head of ICBC mentioned this point, the board members all looked to Xu Shengzhe.

Xu Shengzhe said slowly: ”President Zhou, this sum of money will be extended to us for a period of time. As you know, the housing market is depressed at this time.

In addition to the impact of heavy snow, we will open a few residential areas are unable to open.

But as long as the snow melts, the housing market will continue to boom.

Consumers who have been holding back for a winter will surely be enthusiastic. When the time comes, let alone 2.2 billion yuan, it will be no problem for us to double it.

There is also su'an new town. If it wasn't for the snow, our development would be coming to an end.

The new city will be open soon. You should understand what the opening of a new city represents, that is, the continuous flow of capital.

As you know, we have invested 10 billion yuan in Suan, and it is impossible that we will not be able to repay this sum of money at that time. ”

After Xu Shengzhe finished, other directors of Longhua echoed: ”yes, President Zhou, our two companies have not cooperated once or twice.

This time we have difficulty in temporary capital turnover, which will be solved soon.

As long as ICBC gives us a few months' grace, there will be no problem with 2.2 billion yuan... ”

President Zhou frowned and said, ”Mr. Xu, there are other directors. It's not that I don't give you time, but I don't have the right.

Recently, it has been checking accounts. 2.2 billion is not a small amount. I dare not block this hole.

As for the grace time, I can only say that I try my best to fight for Longhua. However, one point is very clear. It is impossible for me not to return it at all.

If you don't prepare half of the 2.2 billion principal plus interest, I don't think the head office will pass.

At that time, if this happens, we will have to do business. ”

Then President Zhou said, ”I believe Longhua group has this ability. Mr. Xu, you should pay more attention to this matter.

I won't say much about others. I will call the head office for application report when I go back. I can't do anything else. ”

Xu Shengzhe understood: ”I understand this point, and I hope Zhou Xingchang can say a few words for us.

The strength of Longhua is obvious to all. I believe that the head office will also see this. Over the years, we have never defaulted on any debts, and this is a coincidence. ”

Zhou Xingchang did not say more, and soon left with people.

Xu Shengzhe has been sent downstairs, and when they are gone, the director next to him whispered: ”Chairman, what should I do about this? You didn't say... ”

Xu Shengzhe said with a smile: ”it doesn't matter. What are you worried about? As I said, there will be no problem with this.

Don't we know our strength yet?

It's only two billion dollars. Not long ago, we paid back more than five billion yuan. If we don't have the confidence, will the banks dare to lend us money?So you don't have to worry. Just follow our plan. ”

Several directors all nodded slightly and relaxed a lot.

Yes, it's just a grace period. It's not a failure to return it.

Longhua's credit is still very strong, and ICBC is a partner for many years, so it will be OK.

Thinking of this, another director said: ”Chairman, however, no matter how to say, the interest must be paid back. It seems that we can't take out the interest of nearly 200 million yuan for the time being.”

Xu Shengzhe was not flustered and said: ”it's only two hundred million yuan. Isn't the new town suspended? I remember that there should be a sum of money for the project. It should be appropriated first to deal with emergencies. It's almost OK. ”

”Misappropriation of project funds? If someone finds out... ”

”Who will check? There are many such things. Besides, we are also a temporary emergency. When the Spring Festival comes, when the community opens, all the money will come back.

When it's time to start work, just make up the money, right

”This...”

Several directors feel a bit unreliable, but there is no other way.

The people thought for a while and finally agreed.

Xu Shengzhe saw the situation with a smile, a little cold.

All to the extent of misappropriation of project funds, if this news is known by the bank, no matter how much credit is not enough.

At that time, I'm afraid this sum of money will not give Longhua a grace period.

Spring, spring there are two or three months, this period of time who can guarantee that Longhua will certainly be able to take out the money?

However, after this time, Longhua's credibility will also be lost. Xu Shengzhe sighs softly.

There are gains and losses. There is no way.

If the old man supported himself, if the big brother was on his own, if the directors were obedient, if the shareholders were honest and waiting for the dividend, he would not.

But these people are not honest, he was forced to this point step by step!

Longhua can only be Xu Shengzhe's Longhua, and his chairman will not be a puppet chairman.

If the old man wants to be emperor, he has to ask himself first, right.

Thinking of these, Xu Shengzhe took another look at the front, which is the direction of the distant building.

At this moment, he really envies this guy.

Although it's difficult to start from scratch, it's the guy's private territory far away. What kind of board of directors, what kind of president, in front of Li Dong, is nothing!

After this time, I don't know if I can get what I want.

Xu Shengzhe believes that under his leadership, Longhua will only do better.

Li Dong is fighting with Taobao and other supermarket chains at the moment. However, he can only fight in the nest. The more he thinks about it, the more he is unwilling to accept it!

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