Chapter 820 (2/2)
The most intuitive is probably the stock market, which rose to its peak in October, and the stock market began to fall in November.
This is after 5.30, the market fell again.
Before May 30, it could be said that it was the influence of domestic policy, but this time, the more astute people can see, this is not just a policy issue.
The whole stock market environment is changing, and the bull market, which lasted nearly two years, is fading away.
The stock market fell and the housing market gradually changed.
Although the stock market and the housing market are not closely linked, they are actually closely linked.
The market fell, before the frenzied housing market has gradually withered down.
In 2007, it is not too much to say crazy.
All over the country, the king of the land is frequent, everyone does not spend money like crazy to take land to build buildings, yesterday's 100 million can take the land, the next day may sell 200 million.
In particular, the first and second tier cities are even more crazy, and the third and fourth tier cities are slightly better.
However, when the impact comes out, the third and fourth tier cities will suffer.
After all, there is a market in the first and second tier cities. In places like Beijing and Shanghai, the price is a little expensive, but many people think it is worth it.
However, the third and fourth tier cities are different. Before the soaring house prices, consumers are also in a frenzy.
When they are sober up now, these talents find that they are only the third and fourth tier cities, or even the fifth and sixth tier cities. There is no room for appreciation of the price of houses.
In addition to the frenzied exit of buyers, the state is also constantly regulating.
On September 15th, the central bank raised interest rates for the fifth time this year.
On September 27th, the people's Bank of China and the China Banking Regulatory Commission increased the down payment ratio of housing loans.
On September 30, land supply regulation measures were introduced, stipulating that construction land for low rent housing, affordable housing and small and medium-sized ordinary commercial housing should not be less than 70% of the total land for residential housing.
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On October 31st, the national development and Reform Commission (NDRC) issued a policy to restrict foreign investment.
In November, the central government has issued three policy security programs on the construction of low rent housing.
For real estate developers, the construction of low rent housing and affordable housing, it is not worth the loss.
However, at this time, the bank's loan restrictions are very strict, the money is tight, and the foreign financial crisis is sweeping the world. At this time, many small and medium-sized real estate developers are afraid.
Not only small and medium-sized real estate developers are afraid, some big real estate developers are also worried.
In this atmosphere, there are more and more houses on the market, but fewer and fewer buyers.
Supply exceeds demand, which is often a precursor to collapse.
The real estate company's house can not be sold out, the funds can not be returned, and the bank loan can not be paid back.
If the loan can not be paid back, the bank will further tighten the money, and the real estate developers will be under greater pressure, and the house price will be cheaper. However, the buyers are still unwilling to buy
In this way, a vicious circle was created.
Li Dong didn't pay attention to other places, but he always paid attention to Pingchuan's housing market.
In late November, housing prices fell for the first time in the whole year, and trading volume also dropped significantly.
Before the national regulation and control, although the housing price rose slowly, it was still increasing in fact.
However, as the stock market fell, the crazy housing market finally showed signs of collapse.
At the moment, although it is not obvious, even many people have not noticed, but Li Dong these people have noticed.
It's not just the housing market. Inflation is also very strong this year.
If we want to say who knows this most clearly on Pingchuan side, Li Dong must be one of those people who know it faster.
There are a lot of life supermarkets in the distance, such as firewood, rice, oil and salt, which are essential products of supermarkets and are closely related to the life of ordinary people.
From the second half of the year, prices began to rise.
Before, the wholesale price of rice was only about 1.4 catties, and the annual increase was between 15%.
However, since the second half of this year, the increase has gone up.
In less than half a year, the price of rice has risen by more than 20%. Although the gap between the two is only a dime or two, you can think about it carefully and know that the inflation is serious.
Prices have gone up, labor costs have gone up, and the cost of everything has gone up.
But the market demand is less, all of which indicates that trouble is coming.
Li Dong doesn't have the heart to save the whole world. It's good that he can save himself.
With a cash flow of 5 billion yuan, Li Dong is going to make a small profit this time.
Without external support, although he was salivating at many things, he was powerless and could only choose the most secure scheme to make money.Just as Li Dong was ready to enter the field to harvest, someone found the door.
At this time, there was no one to look for him except Xu Shengzhe.
Since he rejected Li Dong last time, Xu Shengzhe is also concerned about domestic economic changes, and even the economic changes in the world.
The influence of the subprime mortgage crisis is becoming more and more important. He also saw what Li Dong saw.
In October, the stock market began to go downhill, and Xu Shengzhe also paid attention to it.
Resisting the shock in his heart, Xu Shengzhe chose to wait and see for a month. By the end of November, Xu Shengzhe couldn't sit still.
On November 30, when the central government issued the third affordable housing management plan, Xu Shengzhe killed the courtyard.
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