182 5.71 Micro-Financing, Buttered Popcorn And Peanut Butter Machine. (1/2)
”How do you do, Senior and Young Master? Ah... I recognise you, you must be Kuro-san, our one and only Blacksmith in town... Come and take a seat... What can we do for you, Gentlemen, on this fine evening?”
”Ah... Head of Treasurer... How kind of you. We had made a proposal for our Kuro-san here and he told me of his dilemma and situation right now. If it is other matters at heart, we would have brought him to somewhere else and cheer him up.”
”However, he had a small financial dilemma and I am sure this would work out both ways. So far is the STM instalment scheme that has been in progress?”
”Ah... It has been very good since you had exercised the 12, 24 and 36 months scheme and we had made better margins and our Treasury seems to be more flourishing.”
”That's good to hear that, here is the case that I want to present to you. Since this was an impromptu meeting, I do hope you could look into the matter and discuss and approve on it.”
”That's not a problem, anything good for you would also good for me and this Treasury, Young Master! What have you got in store for me?”
”May I borrow your reed pen and a piece of paper? Let me draft the proposal and you may get it approved and it can be made proper afterwards.”
The Head Treasurer eyed me with full enthusiasm because whatever proposal I have would benefit him most. Since I was sitting on the leftmost chair and Kuro-san was at the other end, only Hiko-sama saw what I was writing and proposing.
I quickly wrote on the piece of paper titled Micro Financing for Business and below I write Treasury Building, Kitakata Village. Below it, I wrote an amount of 20,000 gold coins. Then I made a calculation based on 24 months which amounts to 833 gold coins 4 silvers per month. I add 20% to it and became a 1,000 gold coins.
Then I divide it into 30 days and it amounts to 33 golds and 4 silvers. I round off the interest and the profit the bank earns and it was 4,000 coins.
15,000 deposit to Fasuto Japan KabushikiGaisha and 5,000 gold coins for us.
After doing so, I passed the drafted proposal for the Head Treasurer and at the same time, I placed our corporate account book on the table.
He looked at it for some time and saw a hefty profit at the end of the paper and he smacked his lips. He was thinking of this young man recommends anyone to take up a micro-financing loan as what he wrote here at the top, every 10 business that takes a loan of 20,000 would earn the Treasury 4,000 and that would total to 40,000 on interests alone! This kid got the brains!
”Kuro-san has agreed for a proposed amount of 36 gold and 4 silvers to be paid to this Treasury. Furthermore, its a profit of at least5 gold coins per day, am I right?”
The Head Treasure flipped out his Docomo mobile phone and keyed in the calculations and a smile slowly crept up his face! A daily interest of 5 gold coins! Even his salary of 1 year won't be able to cover the monthly profit for the Treasury! Damn! He's got a mobile smartphone man!
”Do you agree on the daily repayment of 33 gold and 4 silvers, Kuro-san? If you do, I would take this draft and be undersigned by you and be notarized by me. We could end this business dealing in just a few minutes time.”
”Yes, I agree with the proposed and have the financial capacity to settle it daily. Here, let me undersigned this agreement.”
Kuro-san took the paper and made sure everything is in order before he wrote his full name, local name and date and undersigned the top portion above his name. He passed the paper back at Head Treasurer and he notarised it by melting the red sticky thingy and stamped it using the Treasury logo.
”How do you want it, Young Master?”
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”5,000 in gold coins for me and the rest goes into the corporate account. Thank you so much for accommodating us, Head Treasurer.”
”No problem... No problem... It had always been a pleasure if doing business with you.” the Head Treasurer called his assistant to prepare 5,000 gold coins for me while he took the account book and made an entry of 15,000 and he added the interest after that.
He handed the account book to us and Hiko-sama checked the entry and we bowed deeply to the Head Treasurer and all 3 of us left the building. Hiko-sama was given a large wooden chest where it contained 5,000 gold coins in bundles of 20 coins. It was heavy and cumbersome and somehow when he slipped it into the sleeve if the kimono and into a secret compartment, Hiko-sama walked with ease.
We headed back to the house and I asked for the assistance of 4 delivery boys to load up 40 crates of Refined Iron and deliver it to Kuro-san. He was delighted at laying his hands on the 20,000 plates of Refined Iron plates at a discounted price. Even if he sells them at 5 gold coins, he could earn 1 gold and 5 silver per Refined Plate. Hahahahaha...!
Kuro-san bowed and left with a load of crates that our delivery boys had pushed using 4 handcarts.
Another day, another killing. The total float cash that we have is more than 9,000 gold coins and it would last a while since we only pay for food supplies. And it could even salary up to 6 months ahead.
Hiko-sama pointed to his head and gave a thumbs up and handed me the large wooden chest that appeared mysteriously from the sleeve of his kimono. I took it and bring it to the storage room where I counted the bundles of coins and it had amounted to 470 bundles.
I separated 100 bundles each and place them at random inside the pottery pieces. There is more than 2 handful of gold coins and I threw it into the charity box that had not been used for a very long time.
I walked out and went to the 'aunties' and find out what's for supper. I told the 'aunties' to just serve us dinner, while I took a few cobs of raw corn and began to remove the kernels. After I had removed them, I used a large saucepan and a bit of animal fat. I threw in a handful of corn kernels and used another saucepan and covered it as I shook both the saucepans together.
A few short moments later, there was some popping sound emitting from both the saucepans and when it was all quiet I asked for a plate and poured the contents over and walla! We have popcorn!
(actually, popcorn comes from sun-dried kernels and I just bullshit and make it as if popcorn comes from fresh, raw corn)
The 'aunties' saw it and tasted the new snack and they liked it instantly. I requested for their assistance to fill up 3 large bowls and serve it with dinner afterwards and I headed back to the garden.
”What did you do just now? I thought I heard fireworks.”
”Ah... That was popcorn... Corn that pops on the pan and pops right into your mouth.”
”Wow... Another new product... Are you going to Patent it?”
”Nah... It is just a normal food snack. I'm not going to patent it. But we will patent the Peanut Butter instead and name it Skippy!”
”That name already belongs to some other corporation! Devise another name!”
That voice again that came from offscreen. If he can change the script, why can't we? Naaaahhhh...fat ugly Mr Director. And now he's chewing the popcorn! Damn....!!
”I've decided to call it 'PinattSubata' ... Damn you Mr Director... I want to use a catchy phrase also cannot. So we need 2 phases for this. When we have the new warehouses on the new plot of land, one would be used for glass blowing, while the other would be 6 huge machines to churn this into peanut butter and 2 lines for processing and another line for frying.”
”Here, I draw it for you... So that you can see what I had in mind. Just imagine, every household buys 1 every 3 days... We would be supplying thousands of bottles of this.”
I drew the layout on how the process would be and placed it aside as dinner was served. It was fried garlic rice, with egg and saba fish and a crispy deep-fried fritter made from chopped vegetables and flour. Nom... Nom... Nom...Nom... Nom!
When the popcorn came, everyone took some and was delighted at how soft and light the snack was. I told them we can have it like this, slight salted or even with honey flavoured.
I saw the 'aunties' preparing some for themselves and find it quite delectable as a snack and decided to present it for the employees tomorrow for afternoon tea. This would be a change of variety for them.
I called one of the delivery boys and asked him to summon the kitchen supplier as we need to discuss with him something. He galloped to the trading district and galloped back with the supplier. As we had finished our dinner, the only thing was the 3 bowls of popcorn.
I showed to Kami the proper way of eating popcorn was throw it in the air and catch it with the mouth. Everyone tried and laughed hysterically when some popcorn entered the nostril, some hit the eye and only Hiko-sama was able to catch it with his mouth on the first try. The owner of the kitchen supplier just looked on at how childish these grown-up men were.