Chapter 123 (1/2)
Doom Lord
Chapter 123- Making Plans For The Bank
After h the entrance of the bank, they cae lobby In this lobby, a lot of virtual screens were displayed everywhere Cheng Yang knew that these virtual screens has a function equivalent to those of atms before the end
In addition to these virtual screens were also several luxurious decorated offices placed in the middle of the lobby
Cheng Yang pointed to the office in theLu, that will be where you'll be working in the future”
wang Lu briskly walked in the office The office has an interior design similar to a modern day office, except for the fact that there wasn't a single piece of electrical equipment inside Only a beautiful tinted virtual screen could be seen laying on the desk
This virtual screen contained a lot of per Lu couldHowever, after the basic content was set up, it would need to pass through Cheng Yang to be approved
However, Cheng Yang didn't need to be in the bank to do this, he was able to do all this from the cos in the territory, there was a special exclusive panel that Cheng Yang could used to check on them at the territory altar
After wang Lu fa said, “In a bit, I will give you 70,000 points of power value to open up the loans for everyone You can set the maximum amount that each person can borrow per day by their daily income Also the total loan should not exceed two day's worth of a person's income The loan repayment time should also not exceed 10 days After you submit it, I will approve it immediately”
wang Lu nodded firmly and asked, ”What should the interest be?”
Cheng Yang pondered for a moment, then said, “Let the daily interest be 1 If this is the first tienerated interest is less than 1 point of power value, set it at 1 point of power value in the account”
“Isn't this a bit high?” wang Lu asked
Cheng Yang replied, “It isn't high at all It's likely to increase even further in the future At that tiroups of people After all, unlike peacetiher than before the apocalypse As such, it's inevitably that there will appear dead accounts, so the risks the lender need to take is awfully large In the future, 5 interest rate should also ee”
wang Lu instantly realized what Cheng Yang meant, then she suddenly asked, “But lord, what if soe on their loans?”
Cheng Yang smiled and said, ”That won't happen The reasons why I had this bank built before opening up the lending business was because I want to e it Because anyone that borrowsa contract under the supervision of the rules As long as the specified time in the contract is reached, the power value in their personal account will autoardless of whether they like it or not If the person died, then their account balance will be first used to repay the debt Regardless of who the borrower is, this rule will remain valid”
wang Lu was extremely relieved After all, if the bank had too many dead accounts, then it wouldn’t her
Cheng Yang continued, ”Moreover, the bank still has a depositing service The interest rate for this will be temporarily set to 01 However, I reckon there shouldn't be many people that would use this service at this time”
wang Lu nodded her head Concerning the power value that circulated in the territory, she noticed that each people's daily incoe There was basically no power value to save Of course, Cheng Yang was an exception The ah to scare a lot of people
At once, Cheng Yang transferred 200,000 points of power value from his account This sum of money was naturally taken from Yuan Jianze when he visited the main city
Seeing the bank account instantly appearing a huge ao, she heard Cheng Yang said that he would turned over 70,000 points of power value, how did all of a sudden it became 200,000 points instead?
Cheng Yang noticed the doubts written on wang Lu's face, he chuckled, ”This 200,000 points of power value is what I put into my deposit account You just need to pay me 200 points of power value each day The power value I previously s to the funds of the territory The money earned from the bank is also used to increase the funds for the territory”
wang Lu immediately understood At the sa earned his power value
Soon after, Cheng Yang left the bank, leaving wang Lu behind to e the bank