v3 Chapter 1162： The top 3 banks are mine (I wish you all the Mid-Autumn Festival... (1/2)

When Xia Yu was building a financial market in Hong Kong, the British banking market was undergoing tremendous changes.

The three people who have been caught in the sovereign debt crisis in Latin America have been saving themselves, and the British government is also doing its best to help resolve the crisis.

But the situation of the three banks, Barclays Bank, National Westminster Bank and HSBC Holdings, is very different.

The best situation is the National Westminster Bank, which is not much different from the largest bank Barclays, but its debt is about three-fifths of Barclays.

The veteran family behind the National Westminster Bank is certainly not an opponent of the Rohill family, but together, in the United Kingdom, it is not weaker than the Rohill family. There are the most ways to save themselves, and the British government’s The relationship is also the deepest.

The second best situation is not HSBC Holdings, but Barclays Bank, which has the most debt in crisis.

Barclays Bank has the largest amount of debt and the greatest risk, but the Rohill family is too powerful and has been continuously raising funds, changing tricks to deal with the run.

Although the Bright Fund has been controlling public opinion behind the scenes, as time passed, Barclays Bank continued to use cash to allow depositors to withdraw funds. Over time, the panic of depositors gradually dissipated.

Therefore, after the market value of Barclays Bank fell below 4 billion pounds, although the market value is still shrinking, the rate of decline has slowed down significantly.

It's just that Barclays Bank has been selling assets and allowing depositors to withdraw funds, which has reduced the bank's total assets by more than tens of billions of dollars.

HSBC Holdings is in the worst situation. The reason is actually very simple. First, Latin America has less debt but not a low proportion of bank assets. Second, the shareholders behind the scenes are not as strong as Barclays Bank and National Westminster Bank.

HSBC Holdings holds US$6.94 billion in sovereign debt and lent more than US$7.53 billion to companies in Latin America and other countries, reaching a total of US$14.47 billion, less than Barclays The sixth floor of the bank is about $1.6 billion less than the National Westminster Bank.

But before the outbreak of the crisis, HSBC Holdings had total bank assets of just over US$57.133 billion and total deposits of around US$53.4 billion.

The total bank assets are equivalent to about 65% of the National Westminster Bank, and the total deposits are equivalent to about 66% of the National Westminster Bank.

However, the proportion of risky debt to the bank's total assets reached 25.3%, which was 1.5% less than the 26.8% of Barclays Bank.

This is not more serious.

British HSBC Holdings is the parent company of Hongkong HSBC Bank, and Hongkong HSBC Bank is the core subsidiary of HSBC Holdings, occupying more than four floors of HSBC Holdings' total assets.

However, the sovereign debt and risky loans held by Hong Kong HSBC only occupy less than two tiers of HSBC Holdings.

If the debt and assets of Hong Kong HSBC Bank are divested to calculate.

The risk debt ratio of HSBC Holdings in the UK has reached a staggering 40%!

National Westminster Bank, which far exceeds Barclays Bank!

This kind of insider data is what HSBC Holdings is trying to hide.

But who made the Bright Fund one of the shareholders of HSBC Holdings in the UK? George Berkeley also calculated secretly. Naturally, people have already figured out the situation and secretly ordered people to send these secret data to non-Bright newspapers. There.

Therefore, after the secret data was exposed, HSBC Holdings fell into dire straits and became the closest large bank to bankruptcy.

The British government has spent the greatest effort to support HSBC Holdings, and the major shareholders behind the bank have also been forced to rescue.

But even so, it still cannot prevent the rapid loss of HSBC Holdings' assets.

The total assets of HSBC Holdings have fallen below US$50 billion, which makes HSBC Holdings’ risk-to-liability ratio more than 55% excluding the calculation of HSBC.

Even if there is no bankruptcy, HSBC Holdings has become a junk stock, and its market value has shrunk extremely seriously. From the original market value of more than 4.3 billion pounds before the outbreak of the crisis, it directly fell below one billion pounds.

But the stock is still no one cares about.

The risk of bankruptcy is too great.

At this time, more than 3,000 banks around the world were involved in the sovereign debt crisis in Latin America, and few major European and American banks escaped.

Like the four major banks in the UK, only Lloyds Bank was lucky to escape. The assets of other banks are less than one. It is too late to hide from HSBC. Where can I dare to take over?

Lloyd's Bank, which had survived the disaster, also did not dare to jump into the pit.

To receive the order, it is to wait for HSBC Holdings to go bankrupt and grab some high-quality assets.

But what makes many people dumbfounded is that there are people who dare to take over HSBC Holdings.

That is the Bright Fund, one of the UK's large financial institutions!

In the beginning, the Bright Fund was just buying the stocks of HSBC Holdings that nobody bought on the stock market, and no one noticed it.

Moreover, the Bright Fund itself is a shareholder and director of HSBC Holdings, and there is no need to disclose the increase in shares.

It was not until the Bright Fund had absorbed more than 30% of the stock in the stock market within two days and increased its shareholding to more than 35% before it was found out by the agency and aroused heated discussion.

But HSBC Holdings' stock price also failed to rise.