v3 Chapter 1045： shock the world (1/2)
Liu Dashan swallowed, moving his gaze away from the ”Qianshan” in front of him with difficulty, looked at the sparse withdrawal crowd in front of the counter, and took his nephew Liu Wei to the counter: ”Weizi, let's ask the interest first. What's the difference.”
Of course Liu Wei had no objection. He immediately followed his second uncle Liu Dashan to the counter and found a window with the least number of people to wait in line.
After waiting for a while, it was finally Liu Dashan's turn.
”Hello, what business do you need to handle?”
The young and beautiful teller asked Liu Dashan politely in a soft tone.
Liu Wei, who was behind Liu Dashan, looked straight and rushed to say: ”Hello miss, help my second uncle to see, what is his regular interest when his money is fully deposited, and what is the interest he has withdrawn immediately? ”
Liu Dashan said hurriedly: ”That's what I mean.”
The beautiful teller smiled and nodded and said, ”Okay, please give me your bank card and ID card. You can sit down and wait a while.”
After speaking, the beauty teller immediately brought the bank card and ID card to start the inquiry, then picked up the calculator to quickly calculate, recorded the data on the paper, and then read it to Liu Dashan.
”You deposited 30,000 Hong Kong dollars in our bank on June 1st last year for five years of fixed deposit. The agreement signed at that time was lump sum deposit, and the five-year fixed deposit interest rate was 8.12%. If you After the deposit is full, the amount of interest you can get is 12,180 Hong Kong dollars.”
”Our bank's current interest rate is 2.21%. You have deposited for 425 days. If you withdraw it now, you can only calculate it based on the current interest. The amount of the current interest is 771.98. Hong Kong dollars.” (Actually, the interest rate was really high at that time. The highest demand in 1982 was 2.88%, and the highest demand in 1996 was 2.97%, which is like zero% now. Point 35 current)
”Do you plan to take it out now or continue to store it regularly?”
Liu Dashan hasn't read any books, but at least the size relationship can still be understood.
The gap between continuing to deposit until maturity and cash withdrawal is as high as more than 10,000 Hong Kong dollars!
In addition to supporting his family, he has only saved 30,000 yuan until he is more than 50 years old. If he is allowed to make it on his own, when will he earn more than 10,000 Hong Kong dollars?
And when he handed the money to the bank, he could get more than 10,000 yuan in more than three years.
He is nothing more than assuming the possible bankruptcy risk of Jiuding Bank.
Bankruptcy?
Thinking of this, Liu Dashan subconsciously looked at the ”Qianshan” surrounded by crowds in the middle of the lobby.
I also thought of the over 10 billion cash in the Jiuding Bank vault that Liu Tianci said in the audio just now.
Will Jiuding Bank really go bankrupt?
After struggling in his heart, he gritted his teeth and said: ”I won't take it anymore, continue to save it.”
”Okay, thank you for your support and trust in our bank, and wish you a happy family!”
The smile on the beauty teller's face became brighter, she said and immediately returned the bank card and ID card to Liu Dashan.
Liu Dashan picked up the bank card number and ID card and immediately put it in his pocket, then got off his seat and looked at his nephew Liu Wei.
”Weizi, do you want to withdraw money?”
Liu Wei shook his head suddenly and said, ”Second Uncle, I won't take it anymore.”
The people who lined up behind Liu Dashan and Liu Wei to withdraw money saw this scene with their own eyes and were also affected. Some people simply left the line and did not plan to withdraw money. Most of those who continued to line up just wanted to know their fixed deposit interest. And what is the amount of demand interest.
This morning, the lobby of Jiuding Bank’s headquarters was overcrowded, but almost all people who came to see the ”Qianshan” after hearing the news, very few really wanted to withdraw money.