Chapter 1034: Model Franz (1/2)
Facts have proved that there are always more solutions than difficulties. Although it may not be able to solve the problem, once the human brain works, solutions will always emerge.
In order to solve the problem of the following people's money running away, the core problem is the quality of personnel and the supervision of funds.
The quality of the personnel will certainly not be solved for a while. It has been less than a year since the establishment of the investment group, and employees have just been recruited, and there is no loyalty at all.
Because of the particularity of the profession, the recruitment of employees of investment groups has very high requirements for the ability to ”flicker”. Not to mention that those who do this are all scammers, anyway, scammers come to apply for the job, almost 100% are accepted.
Originally, employees are a mixed bag. For the benefit of the company, Rivera has formulated strict performance appraisal measures.
It seems that there is no problem, but the particularity of the profession is ignored. Fudge investors take out the money in their pockets, which is clearly a post tailored for scammers.
No matter how good the eloquence is, ordinary people have a process of adaptation. On the issue of fooling investors, it is obviously not comparable to more professional scammers.
So it's not surprising that there is a rollover. After all, crooks climb faster, they can easily get into the company's management and be entrusted with the important task of raising funds.
Rivera’s picture cake can only tie ambitious liars. However, not every liar has great ideals. Many people just want to get a vote and leave.
Fortunately, Rivera's ability to fool is strong, which is not called ”charm”.
Relying on the extraordinary charm of personality, Rivera also wins over a group of people, desperately working for him, otherwise the situation will be worse.
Unless the recruitment model is changed, the mixed situation of investment groups will never be resolved.
However, once the recruitment model is changed, the team's business capabilities will be greatly reduced.
Although Rivera hates being scammed, the big plan has been launched and he urgently needs money.
It seems that the investment group is beginning to make a profit, but the floating profit on the book is not profitable at all. It only has an increase of 20 to 30%, and it will fall back once a large shipment is made.
Rivera is not a short-term player. What he wants to build is a consortium rooted in the middle class to change this world where wealth is monopolized by a few people.
If you can't work **** people, you can only think of ways to supervise funds.
It is definitely impossible to rely on the investment group itself. Even if more supervisors are sent, it will only increase a few cents.
There is no betrayal, it is just because the benefits are not big enough. Just look at the rolls of money and you will know that it basically happened after large-scale presentations.
Because investors are actively participating, and the amount of funds received on the spot is too large, someone will run away with the money.
In addition to strengthening its own supervision, the cooperation of banks is indispensable for solving problems.
If an account can be fixed so that investors can deposit money directly into the fixed account, and only Rivera can withdraw it, then the possibility of people running away with the money will be greatly reduced.
Putting aside a very common service for later generations, any bank is very happy to undertake a business, but in this era, banks simply do not provide it.
It is not that the bank is not enterprising. The key is that there is no network and it is difficult to transmit information in a timely manner. In this context, opening up value-added services is causing trouble for yourself.
Think about all the information transmission, all can only be done manually. A mistake in any part of the way will cause huge losses to the bank.
In fact, many people have also complained about complicated bank procedures and slow remittances.
But there is no way, purely manual operation, for the sake of safety, the bank can only play like this. Even if they knew it would reduce efficiency, no bank took the risk to make changes.
If it involves international business exchange, this time is even longer. It takes more than a month to remit a sum of money from Britain to the Holy Roman Empire at the earliest.
If something happens in the middle, it is not impossible to delay the payment for three to five months.
The procedure is cumbersome and the time is long. The key is that banks also charge high handling fees, and most banks do not accept small remittances.
Rivera's investment group, although the total business volume is very large, it does not mean that the amount of each investment will be large.
Investors are not fools. In the case of uncertainty, many people will first make a small attempt and make additional investments only after they are sure of safety.
If according to the current business model, the funds not only have to stay in the bank for a month or two, but also be charged high fees, the investment group's losses will be great.
Although Rivera still secretly manipulates Appel Commercial Bank, it is only a small bank operating in the German region. The outlets do not even cover the Holy Roman Empire, let alone overseas markets.
Don't say it is such a small bank. Even the largest commercial bank in the world has limited coverage of outlets these years.
Generally speaking, if you can cover the main cities of your country, and set up several branches in international metropolises such as London and Vienna, it is a proper international bank.
This is embarrassing. It's not a question of whether the bank can do it or not, but people simply cannot do it. So far, no bank in the world has the ability to meet Rivera's needs.
One problem was not solved, and a new problem appeared. If one bank can't do it, it can only find multiple banks to cooperate.
Especially when it comes to cross-border business, it is not enough to rely on the cooperation of banks. Rivera also has to get insurance companies and law firms.
Without the help of these local snakes, it is still unknown whether money can come out of the bank. If the money in the account is missing this kind of thing, and it is not a patent of a certain bank, accidents are more likely to happen in this era of artificial intelligence.
It's just that the times are different, and the response methods adopted are different. The impact is naturally different.
Rivera, who has a financial background, is so familiar with these operations, he does not have so much time to defend his rights.
Perhaps it was because the play was so enthusiastic these years that later generations of European countries all issued perverted disciplinary decrees that changed this situation.
For a time, Rivera was like a hard-working little bee, flying around the European continent, constantly looking for banks, insurance companies, and law firms to discuss cooperation.
Affected by Rivera, the performance of European airlines has increased significantly.
After all, there are not many people who dare to take flying tools these days. Rivera, a well-known figure who flies every day, is a good case to announce.
As for the vast American and Asian markets, Rivera can only give up temporarily because of transportation constraints.
A president who can fool you, plus a seemingly beautiful story, coupled with a beautiful profit statement, is simply invincible.
Under the promotion of the operation team, Rivera, together with his investment group, became the leading figures in the European world.
It’s not known whether I bought the page or not. Anyway, photos of Rivera appeared in major economic newspapers.
Bonus comment: ”The greatest entrepreneur, investment expert, financial expert of the 19th century...”
Rivera’s investment group is also known as the most promising company in Europe and is highly sought after by the capital world.