Chapter 1008： Conscience Bank (1/2)

Unlike the **** sticks who fear the world will not be chaotic, as a pacifist, Franz has always been the most disgusted with chaos.

Seeing that the European continent is about to become chaotic, as a responsible European hegemon, Franz knew he should do something.

In essence, the turmoil in Europe is due to the economic crisis. Artificially delayed the outbreak of the crisis, but failed to do a good job of follow-up flood discharge, so that the situation became out of control after the crisis broke out.

Past economic crises are usually caused by one or two of economic policy errors, currency supply and demand imbalances, overheated investment, stock market bubbles, excess debt, natural disasters, financial turmoil, overcapacity...

This economic crisis is different, except for natural disasters. The consequences are naturally unprecedented.

Governments of all countries have no experience in coping with such large-scale economic crises. They have adopted a laissez-faire attitude and watched the situation deteriorate to the present level.

According to the information collected by the Vienna government, after the outbreak of the economic crisis, unemployment rates in various countries have experienced explosive growth.

Although they are sending migrants overseas to ease the pressure on domestic employment, immigration is not an easy task.

Shenluo has rich experience in immigration, and a large group of noble lords are rushing for important people. The one-stop service is proper, and even countries with the entire German-speaking cultural circle will benefit, and they will be arranged from beginning to end.

Other European countries are different, and not every nobleman is a linguistic hegemon, and immigrants who do not understand the language and culture dare not want it.

There is no team to take the initiative to attract people. Immigration mainly depends on the people's initiative. Even if the government provides convenience, not many people leave. Even more tragic is that most of the people who ran out were middle-class people. Ordinary people couldn't even afford the ferry tickets to the colonies, and they depended on their relatives and friends to piece together.

In this context, the progress of immigration is naturally not fast. If they were all like Shinra, and someone would come to attract people as soon as they were unemployed, where would there be any revolutionary risks?

Getting rid of the economic crisis will not happen for a while. It is also not possible to open the link, and the natural regulation law of the market must be observed. Relying on policies to forcefully stimulate the economy can only alleviate urgent needs and will leave serious sequelae.

Since the problem cannot be solved, solve the person who caused the problem. Regardless of the crises of those little brothers, in fact, not many of them have problems.

If you count it, you will know that the total population of the seven states in Italy is about 15 million, Greece has more than 1 million, Belgium now has more than 4 million, and Switzerland has about more than 200. Ten thousand people, Spain’s population is at most 18 million, and all together it is 40 million.

According to this population ratio, the number of young people of the right age with a labor force is no more than 20 million, and the actual number may be even smaller. Even if the unemployment rate is as high as 20%, only 4 million people are unemployed.

The unemployment rate cannot be higher. Except for the slightly higher degree of industrialization in Belgium, the rest are agricultural countries. The industrial population accounts for less than 30%, so you can't be completely unemployed, right?

Even if they are unemployed, not everyone is facing difficulties in life, and immigrants do not need to worry about running away. Those who are slightly wealthy and able to survive the economic crisis also don't need to care.

Taking into account the actual situation, as long as the employment problem of three million of them is solved, the social order can be initially stabilized.

Franz certainly does not have jobs, but it doesn't matter, there must be a colony of the Shenra Empire. So many noble lords, even if they help them build castles, manors, and farms, they can create three million jobs.

Not hiring overseas labor does not mean that the noble lords do not want to hire. The key is that they cannot speak the language and cannot flexibly command.

For individuals, this is a big trouble. But for the government, it is not a problem. As long as it can be managed uniformly, it is a good choice whether it is for language training or language translation.

You don't even need the government to come forward and let the labor dispatch company go out. We must know that in recent years, there have indeed been several labor dispatch giants in the Shenluo Empire.

It has provided tens of millions of laborers to the American continent, made outstanding contributions to the economic development of the Americas, and accumulated rich experience in labor dispatch.

Now that the American route has not been done, these guys have been exported to domestic sales, constantly organizing immigration from the European continent to colonies, and getting commissions from the noble lords.

Frankly speaking, if it weren't for Franz, the boss, the fief and nobles of Shenluo would definitely not be as generous as they are now.

Territory construction is very costly. Although the nobles are quite rich, if they don't know the plan, it is easy to go bankrupt.

In order to help everyone build their territories, Franz hired aristocratic children who had experience in building territories to act as their territory development consultants and help them formulate development plans based on actual conditions.

This is obviously not enough. In addition to the development plan, there are bank loans with sufficiently low interest rates. Compared with the commercial loan interest rate of more than ten points or dozens of points on the market, the policy loans provided by Royal Bank only accept two symbolic points.

It is really symbolic. There are no additional conditions. Only two points of interest are charged. Even the operating costs are not enough. There is no profit at all. It is not an exaggeration to say that it is doing charity.

In fact, the special attributes of Royal Bank since its establishment have determined that it cannot pursue high interest rates and high returns like ordinary commercial banks.

Therefore, the Royal Bank has never accepted ordinary commercial loans, only international loans, or policy loans, and the interest rate has never been higher.

Of course, except for the royal consortium. Your own business can still get preferential loans from the Royal Bank, after all, the emperor also has to eat. For the reputation of the royal family, the Royal Bank does not aim for profit, but it did not say that it cannot make money indirectly through other channels!

Including the provision of low-interest loans to the nobles, it seems that there is no benefit, but in fact the hidden benefits behind it are extraordinary.

Had it not been for Franz to be the emperor, such a deal would not be his turn. The loan is indeed inconspicuous, but behind the loan is the economic lifeline of many fiefdoms in the Shenluo Empire.

Franz can see it, and other people can see it naturally. As early as the beginning of the division of the nobles, capitalists who were unwilling to be lonely intervened, but these people ended up not very well.

There is no way, the nobles of Shenluo are all killed with one shot. If you want to control the lifeline of others through economic means, what is it not to seek death?

Especially a bunch of guys who dreamed of occupying the magpie's nest through the loan trap, now all the graves are growing grass. It doesn't matter if you play with the contract, as long as you can play with the gun.

It is no joke that the fief nobles are equal to the princes. When they are on their turf, if they want to turn their faces, how can a few capitalists be able to turn their faces?

It is a tradition left by our ancestors to not pay the debts. As long as you open the history book, you will know that it is never new to kill the creditor without the money.