Chapter 085 (1/2)
”Lola Run” is a blessing in disguise. In many people's eyes, it is almost the North American box office champion in 1987.
However.
Simon, however, found that he was more and more inclined to be a poor man.
During this period of time, renting a mansion, hiring pat Kingsley, signing Amy Pascal, maintaining danielis film, and even dealing with the public opinion storm all cost a lot of money.
Now, not to mention Simon's own pocket, even Janet's purse is gone. More than $50000 saved by shooting ”Lola Run” has been consumed in all kinds of expenses.
On the other hand, although it is expected to have tens of millions of dollars in revenue, the North American box office share of ”Lola Run” can only be settled after the film is released, and the distribution rights of other channels still in hand do not know when they will be realized.
So.
Simon still has a lot of bills on him.
The rent of the luxury house, Kingsley's Commission and Amy's basic salary are all owed. Even Amy's money to hire an assistant for her is out of her own pocket for the time being, and the woman has a lot to blame Simon for it.
Now, it's urgent for Simon to get a sum of money as soon as possible.
In fact, Simon told Janet last month to take the release contract of ”Lola Run” between Denise pictures and Orion to the bank for mortgage evaluation.
However, compared with the $100000 loan he borrowed from Wells Fargo under the ”Butterfly Effect” script contract, Simon applied for tens of millions of dollars this time, so it is impossible to achieve it overnight.
It took a full month just to review all aspects of the materials in the early stage. Then Simon encountered this storm of public opinion. Considering the risks, several banks simply refused Simon's loan application.
In the end, it was Wells Fargo that stayed.
Los Angeles.
Inside the cliff mansion in palisade.
After evaluation, Wells Fargo finally offered a loan line of only $20 million, which was $10 million lower than Simon's expected contract share.
However, it is obvious that $20 million is not a small amount.
Due to the huge amount of loans, Wells Fargo sent a senior vice president named Paul Olsen to personally conduct the most critical customer visit process in loan review with Simon and Janet.
Paul Olsen is about forty years old, with brown hair, square face and a gentle appearance. Although he is a very talkative person in private, he immediately becomes meticulous and even a bit old-fashioned when he officially starts to work.
At this point.
In the study of the mansion, three people are sitting on the sofa in the reception area.
Paul Olson, holding a folder in his hand, asked all the questions in the routine list word by word. As soon as the conversation turned, he looked closely at Simon and Janet and said again, ”Mr. westrow, Miss Johnston, I must ask you to confirm again that the loan you applied for is for personal consumption only and will never be used for illegal operations such as film investment , right? ”
The third time.
Simon murmured in his heart, but nodded without hesitation and said, ”yes.”
Janet echoed the response.
”Well, again, Mr. westlow and miss Johnston, we'll keep track of their loan flows on a regular basis. Wells Fargo has the right to withdraw the loan in advance once it is found that the two people have used the loan to invest in movies and other illegal activities. What's more, their credit records will also be seriously affected. ”
Simon and Janet both nodded mechanically with stiff smiles on their faces.
”In that case,” Paul Olsen finally closed the folder in his hand, gave a smile, got up and said, ”I'm glad to meet you. I hope we can work together happily.”
Simon and Janet finally relaxed and got up to shake hands with Paul Olsen.
Seeing Paul Olsen off, Simon goes back to the living room of the villa and lies down on the sofa. Janet comes to Simon with a look of exhaustion and her soft body is all over him.
Simon put his arms around the woman's waist, looked at the ceiling and sighed, ”I've got the money at last.”
Janet replied feebly, ”yes.”
Simon withdraws the money in advance, and his ultimate goal is to invest in stock index futures in the second half of the year, but this kind of thing can't be said.
People with a little common sense know that banks will not provide loans to borrowers with such intentions, even if they have collateral.
However, for a loan application of up to 20 million US dollars, there must always be a legitimate loan demand.
After some consultation, they filled in ”personal consumption” in the loan demand column of their original application, and the repayment period was one year.
Many Hollywood stars often apply for huge loans from banks for the purpose of consumption.Because personal consumption is usually to buy luxury houses, cars and other physical objects, even if the borrower is unable to repay the loan for some reason, the bank can also recover this part of the assets to make up for the loss. Therefore, this is a very legitimate reason for borrowing.
However, Simon's and Simon's applications have been questioned by Wells Fargo.
The main reason is that the amount is too large.
Even if Simon and Janet are very spendthrift, 20 million dollars is definitely not a small sum of money that can be easily spent.
They even made up an excuse to buy a private plane, but still failed to make Wells Fargo fully accept it.
Private airplanes can be purchased by stages. When the rich buy private airplanes, they usually choose to buy them by stages, which also doesn't cost so much money.
Given Simon's identity, it's easy for Wells Fargo to think that he's more likely to want to use the money to invest in movies.
The risk of film investment is no less than that of stock and futures.
Normally, banks will not approve this type of loan.
Of course, it's not absolute. After Orion was founded, Mike medova and others directly obtained a $200 million credit line from a bank in New York.
However, although ”Lola Run” box office boom, but because only one box office success of the film, Simon obviously can not enjoy Orion's original treatment.
So there was Paul Olson's process of repeatedly reminding or warning Simon.
If Wells Fargo knew Simon's real intention, it might not even have today's conversation.