Chapter 5 : A Class You Can Play Alone (3) (2/2)

An Jaehyun’s first contact with Warlord was through a workshop part-time job. Warlord was a game for the rich. Many didn’t have the time or were too lazy to farm for levels, skills, or items. Of course, if they could pay for them, they would happily do so.

Workshops were created for this reason, and part-time workers were hired. Since one couldn’t use bots like in PC games, one could only hire actual people.

An Jaehyun found his talent in this part-time job. He saved up money and started Warlord about three months after.

Of course, An Jaehyun now had no intention of wasting three months.

The solution to his money problem was private loans.

Private loans weren’t illegal, but as one might expect, people who deal with money think in strange ways.

Used V-Gears sold for a high price. As long as it worked, it would sell for 80% of the original cost. So private loaners often lent money with V-Gears as conditions. That way, they wouldn’t lose too much money.

People who borrowed money to buy V-Gears were those looking for a way to earn money. No one borrowed money just so they could enjoy playing VR games. As for the remaining money they owned, it could be paid back as referral fees to workshops.

This was called the V-Gear loan.

When An Jaehyun was working part-time in workshops, he saw many who couldn’t pay back their V-Gear loan and came to work in workshops. As much as he worked for these people, he knew where to find them.

As a result, An Jaehyun found himself drinking coffee in a private loan company an hour after he made his decision.

“You’re here to borrow money to buy a V-Gear, correct?”

“Yes.”

At An Jaehyun’s response, the loaner, Park Wuyoung, glanced over him from head to toe.

‘He doesn’t look like anyone special.’

To Park Wuyoung, it was important to know how to categorize their customers.

Even if they could get back most of their money, a loss was still a loss. At the same time, there were other things to watch out for.

How much money could he rip off apart from the amount he lent? Customers who paid back the amount they owed were good, but even better customers were those who could never pay back the amount they owed and only paid back the interest.

To the loaner’s eyes, An Jaehyun was the latter.

He looked like a nobody. With all the news of money in Warlord, there were more people of this sort every day. They were the type to think they could become heroes, like the people they saw on Warlord videos. They were the type to think they may have talent in gaming.

Many of them were especially those running away from reality.

To Park Wuyoung, An Jaehyun was exactly that type.

‘Well, there’s no reason not to.’

Of course, there was no reason for Park Wuyoung to let the man in front of him borrow. He could easily get his money back.

“Alright, but understand that the interest is high. It will be 29.9%.”

To Park Wuyoung, it was laughable.

Park Wuyoung was certain. In 3 months, after his free trial period was over, An Jaehyun will come running back to him. With no way to pay back the money he owed, he will cry his eyes out as he begs on his feet.

“How much are you looking to borrow?”

Knowing this, Park Wuyoung smiled on the outside, but sneered inside.

An Jaehyun calmly replied to Park Wuyoung’s smile.

“10 million won.”

“Excuse me?”

It was higher than he had expected. He knew 7 million was enough to buy a V-Gear and play Warlord for 3 months.

But he’s borrowing 3 million more?

To Park Wuyoung’s surprise, An Jaehyun kept his calm and replied,

“If I can’t pay it back, introduce me to a workshop. Even if I have to work like a dog, I’ll pay you back.”

Park Wuyoung couldn’t answer for a moment.

At Park Wuyoung’s silence, An Jaehyun snapped his finger twice.

“Excuse me, but I’m a bit busy right now. Can I get the money or not?”

An Jaehyun knew the man thought nothing of him. He was used to the way the man looked at him. Although he didn’t feel good, he could care less about it at the moment.

So An Jaehyun let his displeasure show on his face, but still asked with a calm voice.

In response, Park Wuyoung fixed his attitude.

“We can, of course, but you will also have to put in your one-room deposit as guarantee.”

“Done. Alright, let’s hurry up.”

Before Park Wuyoung had the chance, An Jaehyun grabbed the contract on top of the table and started reading it like it was his. Then, without listening to any explanations, he filled in the blank space with the amount he wanted, then stamped it with his legal seal.

Afterwards, he turned the contract around and handed it back to Park Wuyoung, saying,

“Stamp it.”